1815 Tank Two Rd, Ridgely, TN 38080 Property Records

Lake County property record for 1815 Tank Two Rd, Ridgely, TN 38080

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,038 sqft · built 1910
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2023)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Dec 2023 Sale Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (high risk)
APN	`048064 02701`

Property Details

APN / Parcel Number

Primary APN	`048064 02701`
Alternative APN	`064 02701`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	3,038 sqft Living Area
1st Floor Area	2,912 sqft
Upper Floors Area	420 sqft
Attic	Attic
Attic Area	420 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	362 ft deep x 362 ft wide
Garage Type	Finished
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	896 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1815 TANK TWO RD
City	RIDGELY
State	TN
Zip	38080-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 LCL TRACT 173B $5.00, COUNTY AREA: L10
Legal Tract	173B
Jurisdiction	LAKE TN
Township / Civil Division	3
Census Block Group	3
Census Block	3031
Census Tract	960200

Owner

Source: Lake County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Warranty Deed, Transfer DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS NATIONAL BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 15, 2021	Intrafamily Transfer, Transfer
Oct 8, 2020	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Prior Sale	Sep 23, 2002 · Amount on Record
Deed Document Number	202319895
Deed Book / Page	68 / 134
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	000058/815
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE TN
Recording Date	Dec 27, 2023
Property Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204
Document Number	000068/134
Book / Page	68 / 134
Instrument Date	Dec 21, 2023
Instrument	19895
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	DYER LAND TITLE COMPANY, DYER LAND TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE TN
Property Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000062/115
Date	Mar 7, 2022
Book Page	62/115
Instrument	18484

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE TN
Property Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60/654
Date	Oct 12, 2021
Book Page	60/654
Instrument	18118

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE TN
Recording Date	Mar 15, 2021
Property Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204
Document Number	000058/815
Book / Page	58 / 815
Instrument Date	Mar 15, 2021
Instrument	17555
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1815 TARK TWO RD, RIDGELY, TN 38080-6204

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE TN
Recording Date	Oct 8, 2020
Property Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204
Document Number	000056/815
Book / Page	56 / 815
Instrument Date	Jun 17, 2020
Instrument	17216
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 TANK TWO RD, RIDGELY, TN 38080-6204

Mortgage

Document Number	0000017217
Date	Oct 8, 2020
Instrument	17217

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,167.00	$64,225 (-) Land $6,600 Building $57,625
2024	$2,167.00 (+116.7%)	$64,225 (+84.03%) Land $6,600 Building $57,625	$256,900 (+84.03%) Land $26,400 Building $230,500
2022	$1,000.00	$34,900 Land $3,800 Building $31,100	$139,600 Land $15,200 Building $124,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGELY WATER SYSTEM serves 2,059 people · EPA ID TN0000579
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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