Carroll County property record for 1815 Stuller Rd, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 2024 |
| Lot Size | 1.36 acres (59,503 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,242 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-433958 |
| Primary APN | 07-433958 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Total Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 59,503 sqft (1.36 acres) |
| Deck Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 433958 |
|---|---|
| Street Address | 1815 STULLER RD |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 2 - 1.3661 ACS STULLER RD 56-170/171 SMITHBURGER PROPERTY |
| Legal Subdivision | SMITHBURGER PROPERTY |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 511000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1827 STULLER RD, NEW WINDSOR, MD 21776-8507 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| Feb 5, 2024 | Deed, Transfer · Construction Mortgage PEOPLES SAVINGS BANK |
| Jan 25, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2024 |
| Transfer Doc | 0111880305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 1815 STULLER RD, NEW WINDSOR, MD 21776-8507 |
| Document Number | 1174000153 |
| Book / Page | 11747 / 153 |
| Instrument Date | Apr 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1815 STULLER RD, NEW WINDSOR, MD 21776-8507 |
| Document Number | 1174000153, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 11747/153 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 5, 2024 |
| Property Address | 1827 STULLER RD, NEW WINDSOR, MD 21776-8507 |
| Document Number | 0111880305 |
| Book / Page | 11188 / 305 |
| Map Reference | MB 56 PG 170&171 |
| Instrument Date | Jan 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | MID ATLANTIC TITLE, MID ATLANTIC TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1827 STULLER RD, NEW WINDSOR, MD 21776-8507 |
| Document Number | 0111880308 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 11188-0308 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Nov 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 7.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 13.6% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 25, 2023 |
| Property Address | STULLER RD, MD |
| Document Number | 0109680428 |
| Book / Page | 10968 / 428 |
| Map Reference | MB 56 PG 170&171 |
| Instrument Date | Jan 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1827 STULLER RD, NEW WINDSOR, MD 21776-8507 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,242.00 (+8.26%) | $468,100 (+8.26%) Land $133,600 Building $334,500 | $468,100 (-) Land $133,600 Building $334,500 |
| 2025 | $4,842.00 (+277.4%) | $432,400 (+280.63%) | $468,100 (+312.06%) Land $133,600 Building $334,500 |
| 2023 | $1,283.00 | $113,600 Land $113,600 | $113,600 Land $113,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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