Saginaw County property record for 1815 State St, Saginaw, MI 48602
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1920 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,000 (Jul 2014) |
| Tax Bill | $1,084 (2025) |
| Deeds & Mortgages | Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-40-0-68-0000-000 |
| Primary APN | 91-40-0-68-0000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 128 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Porch | Covered Porch |
| Porch Area | 114 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1815 STATE ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48602-5238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 7,BLK.16,PENOYER FARM |
| Legal Subdivision | PENOYER FARM |
| Legal Block | 16 |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2000 |
1815 State St is owned by an individual who acquired it in December 2016.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14448 BRANT RD, SAINT CHARLES, MI 48655-9520 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2014 · Amount on File |
| Deed Sale | Jul 25, 2014 · Amount on File |
| Prior Sale | May 1, 1991 · Amount on File |
| Deed Document Number | 201421633 |
| Deed Book / Page | 2780 / 1133 |
| Last Transfer Date | Dec 28, 2016 |
| Transfer Doc | 0000000514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 6, 2017 |
| Property Address | 1815 STATE ST, SAGINAW, MI 48602-5238 |
| Document Number | 0000000514 |
| Book / Page | 002885 / 001294 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 514 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14448 BRANT RD ST CHARLES MI 486559520, ST CHARLES, MI 48655-9520 |
The 2025 property tax bill for 1815 State St was $1,084.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,400 (+19.39%) | $46,800 (+19.39%) | |
| 2025 | $1,084.00 | $19,600 | $39,200 |
| 2023 | $15,800 | $31,600 | |
| 2022 | $968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1815 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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