Cumberland County property record for 1815 Spruce Loop, Crossville, TN 38555
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,085 sqft · built 1993 |
| Lot Size | 0.52 acres (22,672 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $96,800 (Sep 2001) |
| Tax Bill | $726 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018125C B 00900 |
| Primary APN | 018125C B 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,085 sqft Living Area |
| 1st Floor Area | 2,085 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,672 sqft |
| Lot Dimensions | 206 ft deep x 109 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,168 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 354 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 1815 SPRUCE LOOP |
|---|---|
| City | CROSSVILLE |
| State | TN |
| Zip | 38555-3886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: B56 |
| Legal Subdivision | SHERWOOD FARMS |
| Legal Lot Number | 204 109 |
| Jurisdiction | CUMBERLAND TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970601 |
Source: Cumberland County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1815 SPRUCE LOOP, CROSSVILLE, TN 38555-3886 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2001 · Amount on Record |
| Deed Sale | Sep 10, 2001 · Amount on Record |
| Prior Sale | May 3, 1999 · Amount on Record |
| Deed Document Number | 0010842407 |
| Deed Book / Page | 1084 / 2407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND TN |
| Property Address | 1815 SPRUCE LOOP, CROSSVILLE, TN 38555-3886 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004701 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 1605/1619 |
| Instrument | 21004701 |
| Name | FIRST CUMBERLAND MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CROSSVILLE, TN 38555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: Cumberland County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Cumberland County |
| Unified School District | Cumberland County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $726.00 (+22.43%) | $64,000 (-) Land $3,000 Building $61,000 | |
| 2023 | $64,000 (-) Land $3,000 Building $61,000 | ||
| 2022 | $64,000 Land $3,000 Building $61,000 | $256,000 (-) Land $12,000 Building $244,000 | |
| 2021 | $256,000 Land $12,000 Building $244,000 | ||
| 2018 | $593.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 65% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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