1815 Seddon Rd, Richmond, VA 23227 Property Records

Richmond City property record for 1815 Seddon Rd, Richmond, VA 23227

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,871 sqft · built 1938
Lot Size0.166 acres (7,231 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Dec 2025)
Tax Bill$5,700 (2026)
Deeds & MortgagesFeb 2021 Refinance
Dec 2025 Sale & Mortgage
+ 2 more
APNN-017-0606-011

Property Details

APN / Parcel Number

Primary APNN-017-0606-011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,871 sqft Living Area
1st Floor Area1,087 sqft
Upper Floors Area783 sqft
Basement Area600 sqft
Unfinished Basement522 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1975
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialSlate
Lot Area7,231 sqft (0.166 acres)
Lot Dimensions145 ft deep x 50 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area240 sqft
Deck Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1815 SEDDON RD
CityRICHMOND
StateVA
Zip23227-4333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 SINGLE
Legal DescriptionHERMITAGE PARK L11 B6; 0050.00X0145.00 0000.000
Legal SubdivisionHERMITAGE PARK
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2015
Census Tract10202

Owner

1815 Seddon Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Richmond City records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address1815 SEDDON RD, RICHMOND, VA 23227-4333
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
OVM FINANCIAL INC
Dec 23, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
ANDREWS FCU
Jan 6, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jul 31, 2017Foreclosure · Line of Credit
RICHMOND MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2025 · Amount on File
Deed SaleDec 23, 2025 · Amount on File
Prior SaleJul 31, 2017 · Amount on File
Deed Document Number202521063
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address1815 SEDDON RD, RICHMOND, VA 23227-4333
Transaction TypeMortgage
Record UpdatedJan 8, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004324
DateFeb 11, 2021
Instrument210004324
Lender
NameOVM FINANCIAL INC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term358 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

December 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionRICHMOND CITY VA
Recording DateDec 23, 2025
Property Address1815 SEDDON RD, RICHMOND, VA 23227-4333
Document Number0000021063
Map ReferenceMB 10 PG 20
Instrument DateDec 17, 2025
Instrument250021063
Transaction TypeTransfer
Record UpdatedJan 8, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$495.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1815 SEDDON RD, RICHMOND, VA 23227-4333

Mortgage

Document Number0000021064
DateDec 23, 2025
Instrument250021064
Lender
NameANDREWS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address1815 SEDDON RD, RICHMOND, VA 23227-4333
Document Number0000000903
Instrument DateJan 6, 2020
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 SEDDON RD RICHMOND VA 232274333, RICHMOND, VA 23227-4333

Mortgage

Document Number0000000903
DateJan 14, 2020
Instrument903
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 13, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

July 2017: Foreclosure

Document TypeForeclosure
JurisdictionRICHMOND CITY VA
Recording DateJul 31, 2017
Property Address1815 SEDDON RD, RICHMOND, VA 23227-4333
Document Number0000015737
Instrument DateJul 13, 2017
Instrument15737
Transaction TypeForeclosure
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9150 JUMP CIR MECHANICSVILLE VA 231165700, MECHANICSVILLE, VA 23116-5700
InvestorPossibly a Property Investor

Mortgage

Document Number15738
DateJul 31, 2017
Instrument15738
Lender
NameRICHMOND MTG
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1815 Seddon Rd was $5,700, up 7% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,700.00 (+6.98%)$475,000 (+6.98%) Land $98,000 Building $377,000$475,000 (+6.98%) Land $98,000 Building $377,000
2025$5,328.00$444,000 (+5.97%) Land $98,000 Building $346,000$444,000 Land $98,000 Building $346,000
2024$419,000 Land $85,000 Building $334,000
2023$419,000 Land $85,000 Building $334,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1815 Seddon Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1815 Seddon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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