1815 S Whitney Dr, Independence, MO 64057 Property Records

Jackson County property record for 1815 S Whitney Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,068 sqft · built 1999
Lot Size	0.137 acres (5,945 sqft)
Owner	Individual Name on File
Last Sale	$179,550 (Jul 2024)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-500-02-83`

Property Details

APN / Parcel Number

Primary APN	`25-500-02-83`
Alternative APNs	`25-500-02-83-00-0-00-000` `25500028300000001` `770758`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,376 sqft
1st Floor Area	1,068 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,945 sqft (0.137 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	770758
Street Address	1815 S WHITNEY DR
City	INDEPENDENCE
State	MO
Zip	64057-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE OF THE WOODS 5TH PLAT P.U.D. UNIT 85
Legal Subdivision	CAPE OF THE WOODS 5TH PLAT P.U.D.
Legal Block	1
Legal Lot Number	85
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1001
Census Tract	11407

Owner

1815 S Whitney Dr is owned and occupied by an individual who bought it in July 2024.

Source: Jackson County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2020	Correction Deed, Transfer OTHER
Feb 25, 2020	Deed of Trust, Mortgage PRIME LNDG
Feb 26, 2020	Warranty Deed, Transfer OTHER
Feb 2, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 2, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Aug 9, 2022 · Amount on File
Deed Document Number	202446413
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 9, 2022
Property Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075
Document Number	00E0074582
Instrument Date	Aug 3, 2022
Instrument	2022E0074582
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	KANSAS SECURED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075

Mortgage

Document Number	00E0074583
Date	Aug 9, 2022
Instrument	2022E0074583

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 28, 2020
Property Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075
Document Number	0000E17504
Instrument Date	Feb 28, 2020
Instrument	17504E
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S WHITNEY DR INDEPENDENCE MO 640572075, INDEPENDENCE, MO 64057-2075

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075
Document Number	0000E17885
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 1, 2020
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S WHITNEY DR INDEPENDENCE MO 640572075, INDEPENDENCE, MO 64057-2075

Mortgage

Document Number	0000E17885
Date	Mar 2, 2020
Instrument	17885E

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 26, 2020
Property Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075
Document Number	0000E16498
Instrument Date	Feb 21, 2020
Instrument	16498E
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S WHITNEY DR INDEPENDENCE MO 640572075, INDEPENDENCE, MO 64057-2075

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075
Document Number	0000E18044
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	PENNYMAC LOAN SERVICES LLC, PENNYMAC LN SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S WHITNEY DR INDEPENDENCE MO 640572075, INDEPENDENCE, MO 64057-2075

Mortgage

Document Number	0000E18044
Date	Mar 6, 2018
Instrument	18044E

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	1815 S WHITNEY DR, INDEPENDENCE, MO 64057-2075
Document Number	0000E18841
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S WHITNEY DR INDEPENDENCE MO 640572075, INDEPENDENCE, MO 64057-2075

Mortgage

Document Number	0000E18841
Date	Mar 8, 2018
Instrument	18841E

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1815 S Whitney Dr was $1,867, down 16.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,133 (-) Land $5,157 Building $20,976	$137,540 (-)
2025	$1,867.00 (-16.84%)	$26,133 Land $5,157 Building $20,976	$137,540
2024	$2,245.00 (+2.32%)
2023	$2,194.00	$32,406 Land $3,779 Building $28,627	$170,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1815 S Whitney Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 S Whitney Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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