San Joaquin County property record for 1815 S School St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 1985 |
| Lot Size | 0.115 acres (5,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Dec 2020) |
| Tax Bill | $4,538 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 062-320-110-000 |
| Primary APN | 062-320-110-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,004 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 062-320-11 |
|---|---|
| Street Address | 1815 S SCHOOL ST |
| City | LODI |
| State | CA |
| Zip | 95240-6275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 85-FM 062-020-24 SUBD INTO SUMMERFIELD |
| Legal Subdivision | SUMMERFIELD |
| Legal Tract | 1281 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4308 |
1815 S School St is owned and occupied by an individual who bought it in December 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Dec 18, 2020 | Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 26, 2019 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Apr 26, 2019 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WFB NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on File |
| Deed Sale | Dec 18, 2020 · Amount on File |
| Prior Sale | Apr 26, 2019 · Amount on File |
| Deed Document Number | 2020179114 |
| Prior Transfer Date | Jun 12, 2015 |
| Prior Transfer Doc | 0000070174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Document Number | 0000173237 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021-173237 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000048941 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-048941 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 18, 2020 |
| Property Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Document Number | 0000179114 |
| Map Reference | VOL 26 PG 145 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2020-179114 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Document Number | 0000179115 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020-179115 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 26, 2019 |
| Property Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Document Number | 0000041892 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 41892 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1815 S SCHOOL ST LODI CA 952406275, LODI, CA 95240-6275 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 26, 2019 |
| Property Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Document Number | 0000041894 |
| Map Reference | VOL 26 PG 145 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 2019-041894 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE CO STOCKTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Document Number | 0000041895 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 2019-041895 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1815 S SCHOOL ST, LODI, CA 95240-6275 |
| Document Number | 0000034193 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1815 S SCHOOL ST LODI CA 952406275, LODI, CA 95240-6275 |
| Document Number | 0000034193 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 34193 |
| Name | WFB NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2048 |
The 2026 property tax bill for 1815 S School St was $4,538, up 0.3% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,538.00 (+0.31%) | ||
| 2025 | $4,524.00 | $416,734 Land $86,593 Building $330,141 | |
| 2023 | $4,344.00 (+2.28%) | $400,554 Land $83,232 Building $317,322 | $417,600 |
| 2022 | $4,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 S School St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1815 S School St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, Softcom Internet Communications, Verizon.
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