1815 S Overton Ave, Independence, MO 64052 Property Records

Jackson County property record for 1815 S Overton Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,138 sqft · built 1922
Lot Size	0.133 acres (5,812 sqft)
Owner	Individual Name on File
Last Sale	$184,325 (Jul 2026)
Tax Bill	$753 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-510-02-10`

Property Details

APN / Parcel Number

Primary APN	`27-510-02-10`
Alternative APNs	`27-510-02-10-00-0-00-000` `27510021000000001` `791058`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,812 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Porch	Open Porch
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	791058
Street Address	1815 S OVERTON AVE
City	INDEPENDENCE
State	MO
Zip	64052-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARRISONS PARK LOT 81
Legal Subdivision	HARRISONS PARK
Legal Block	5
Legal Lot Number	81
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	5
Census Block	5003
Census Tract	11800

Owner

1815 S Overton Ave is owned and occupied by an individual who bought it in July 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1815 S OVERTON AVE, INDEPENDENCE, MO 64052-1936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Apr 7, 2026	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC
Dec 22, 2025	Warranty Deed, Transfer KC ELITE TITLE LLC
Jan 8, 2026	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on File
Deed Sale	Jul 17, 2026 · Amount on File
Prior Sale	Apr 7, 2026 · Amount on File
Deed Document Number	202653567
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 17, 2026
Property Address	1815 S OVERTON AVE, INDEPENDENCE, MO 64052-1936
Document Number	0000053567
Instrument Date	Jul 15, 2026
Instrument	202653567
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S OVERTON AVE, INDEPENDENCE, MO 64052-1936

Mortgage

Document Number	0000054270,
Date	Jul 17, 2026
Instrument	2026E54270

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 7, 2026
Property Address	1815 S OVERTON AVE, INDEPENDENCE, MO 64052-1936
Document Number	00E0025029
Instrument Date	Apr 3, 2026
Instrument	202625029
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	650 S MAPLE ST, GARDNER, KS 66030-8123

Mortgage

Document Number	0000025030,
Date	Apr 7, 2026
Instrument	2026E25030

Lender

Name	KIAVI FUNDING INC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 22, 2025
Property Address	1815 S OVERTON AVE, INDEPENDENCE, MO 64052-1936
Document Number	00E0094628
Instrument Date	Dec 9, 2025
Instrument	2025E0094628
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	KC ELITE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 S OVERTON AVE, INDEPENDENCE, MO 64052-1936
Investor	Possibly a Property Investor

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 8, 2026
Property Address	1815 S OVERTON AVE, INDEPENDENCE, MO 64052-1936
Document Number	00E0001885
Instrument Date	Dec 9, 2025
Instrument	2026E0001885
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	KC ELITE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 NW HEADY AVE, FERRELVIEW, MO 64163-1624
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0001886
Date	Jan 8, 2026
Instrument	2026E0001886

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1815 S Overton Ave was $753, up 16.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,300 (-) Land $2,810 Building $7,490	$54,210 (-)
2025	$753.00 (+16.74%)	$10,300 Land $2,810 Building $7,490	$54,210
2024	$645.00 (+2.54%)
2023	$629.00	$9,048 Land $737 Building $8,311	$47,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1815 S Overton Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1815 S Overton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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