Hamilton County property record for 1815 S Beech St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,587 sqft · built 1930 |
| Lot Size | 0.104 acres (4,538 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,500 (Jun 2023) |
| Tax Bill | $1,113 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 156B S 009 |
| Primary APN | 156B S 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,538 sqft (0.104 acres) |
| Lot Dimensions | 90.7 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000090320 |
|---|---|
| Street Address | 1815 S BEECH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-6205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LT 5 BLK 12 OAK GROVE PARK PB Z VOLUME 8 PG 673 |
| Legal Subdivision | OAK GROVE PARK |
| Legal Block | 12 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1815 S Beech St is owned and occupied by two individuals who bought it in June 2023.
Source: Hamilton County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1815 S BEECH ST, CHATTANOOGA, TN 37404-6205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE INC |
| May 27, 2020 | Warranty Deed, Transfer HUNTINGTON NAT'L BK |
| Apr 29, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| May 17, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Jul 10, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Prior Sale | May 27, 2020 · Amount on File |
| Deed Document Number | 2023213 |
| Deed Book / Page | 13309 / 73 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 5, 2023 |
| Property Address | 1815 S BEECH ST, CHATTANOOGA, TN 37404-6205 |
| Document Number | 0000000213 |
| Book / Page | 13309 / 73 |
| Map Reference | MB Z PG 673 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023060500213 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1815 S BEECH ST, CHATTANOOGA, TN 37404-6205 |
| Document Number | 0000000214 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023060500214 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 27, 2020 |
| Property Address | 1815 S BEECH ST, CHATTANOOGA, TN 37404-6205 |
| Document Number | 0527000180 |
| Book / Page | 012014 / 000115 |
| Instrument Date | May 26, 2020 |
| Instrument | 200527000180 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | EQUITITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1815 S BEECH ST CHATTANOOGA TN 374046205, CHATTANOOGA, TN 37404-6205 |
| Document Number | 527000181 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 012014/000117 |
| Instrument | 200527000181 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 26, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 29, 2019 |
| Property Address | 1815 S BEECH ST, CHATTANOOGA, TN 37404-6205 |
| Document Number | 0429000035 |
| Book / Page | 011624 / 000967 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 190429000035 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $148.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 EAST AVE ROSSVILLE GA 307416326, ROSSVILLE, GA 30741-6326 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 17, 2018 |
| Property Address | 1815 S BEECH ST, CHATTANOOGA, TN 37404-6205 |
| Document Number | 0000000098 |
| Book / Page | 011348 / 000691 |
| Instrument Date | May 10, 2018 |
| Instrument | 98 |
| Transaction Type | Foreclosure |
| Record Updated | May 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 697 DUNLAP TN 373270697, DUNLAP, TN 37327-0697 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 10, 2017 |
| Property Address | 1815 S BEECH ST, CHATTANOOGA, TN 37404-6205 |
| Document Number | 0000000046 |
| Book / Page | 011096 / 000354 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 46 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $74.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1808 SORCHORD KNOW AVE CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404 |
The 2025 property tax bill for 1815 S Beech St was $1,113, down 3.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,113.00 (-3.89%) | $73,475 (+41.91%) | $293,900 (+41.91%) Land $45,000 Building $248,900 |
| 2024 | $1,158.00 | $51,775 (-) | $207,100 (-) Land $7,500 Building $199,600 |
| 2023 | $1,158.00 | $51,775 (-) | $207,100 (-) Land $7,500 Building $199,600 |
| 2022 | $1,158.00 | $51,775 | $207,100 Land $7,500 Building $199,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1815 S Beech St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1982–2010) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Nov 2010 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1815 S Beech St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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