Carroll County property record for 1815 Reading Ct, Mount Airy, MD 21771
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,372 sqft · built 2009 |
| Lot Size | 0.046 acres (2,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Jan 2021) |
| Tax Bill | $4,816 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-046867 |
| Primary APN | 13-046867 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,372 sqft Total Area |
| Basement Area | 680 sqft |
| Finished Basement | 680 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,011 sqft (0.046 acres) |
| Deck Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 046867 |
|---|---|
| Street Address | 1815 READING CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-7774 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R7 |
| Legal Description | LT 228 - 2011 SF 1815 READING CT 50-171 TWIN ARCH CROSSING PH 5 |
| Legal Subdivision | TWIN ARCH CROSSING |
| Legal Phase | 5 |
| Legal Lot Number | 228 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 13, MOUNT AIRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 513002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1815 Reading Ct, a townhouse, is owned and occupied by an individual who bought it in January 2021.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1815 READING CT, MOUNT AIRY, MD 21771-7774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jan 5, 2021 | Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Jan 5, 2021 | Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Jun 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on File |
| Deed Sale | Jan 5, 2021 · Amount on File |
| Prior Sale | Mar 11, 2015 · Amount on File |
| Deed Book / Page | 10026 / 465 |
| Prior Transfer Date | Jun 14, 2019 |
| Prior Transfer Doc | 0093200301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1815 READING CT, MOUNT AIRY, MD 21771-7774 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0108010370 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 10801/370 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 5, 2021 |
| Property Address | 1815 READING CT, MOUNT AIRY, MD 21771-7774 |
| Document Number | 0100260465 |
| Book / Page | 10026 / 465 |
| Map Reference | MB 50 FO 171 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | COVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1815 READING CT, 1815, MOUNT AIRY, MD 21771-7774 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3480 DAISY RD, WOODBINE, MD 21797-7530 |
| Document Number | 0010026469 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 10026/469 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jan 5, 2021 |
| Property Address | 1815 READING CT, MOUNT AIRY, MD 21771-7774 |
| Document Number | 0100260065 |
| Book / Page | 10026 / 465 |
| Map Reference | MB 50 FO 171 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Title Company | COVENANT TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1815 READING CT, 1815, MOUNT AIRY, MD 21771-7774 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3480 DAISY RD, WOODBINE, MD 21797-7530 |
| Document Number | 100260469 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 10026-0469 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 17, 2019 |
| Property Address | 1815 READING CT, MOUNT AIRY, MD 21771-7774 |
| Document Number | 0093200301 |
| Book / Page | 009320 / 000301 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3480 DAISY RD WOODBINE MD 217977530, WOODBINE, MD 21797-7530 |
The 2026 property tax bill for 1815 Reading Ct was $4,816 with a homeowner's exemption, up 3.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Mount Airy Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,816.00 (+3.21%) Homeowner's exemption | $369,067 (+3.25%) | $380,700 (-) Land $125,000 Building $255,700 |
| 2025 | $4,666.00 Homeowner's exemption | $357,433 | $380,700 Land $125,000 Building $255,700 |
| 2023 | $4,312.00 Homeowner's exemption | $332,700 | $345,800 Land $120,000 Building $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 Reading Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 Reading Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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