Jackson County property record for 1815 Ray St, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,205 sqft · built 1985 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,692 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 784.19-01-0022.00 |
| Primary APN | 784.19-01-0022.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,205 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 54,014 sqft (1.24 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 058273 |
|---|---|
| Street Address | 1815 RAY ST |
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SWC LOT 2 W R ALLEN S/D E 170'N 402'M/L S62*W73.69' S62*W 36' S74*W60' S15*E112.37' S2*W 69.07' S1*W16.68' S15*W27.43' S |
| Legal Range | 08W |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | W R ALLEN |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 40500 |
1815 Ray St is owned and occupied by two individuals who acquired it in May 2014.
Source: Jackson County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1815 RAY ST, OCEAN SPRINGS, MS 39564-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 21, 2014 |
| Deed Sale | May 21, 2014 |
| Deed Document Number | 0001747164 |
| Deed Book / Page | 1747 / 164 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1815 Ray St was $2,692 with exemptions applied, up 0.6% from the year before.
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,692.00 (+0.64%) Homeowner's exemption Senior Citizen's exemption | $28,650 (+4.13%) Land $7,393 Building $21,257 | $286,496 (+4.13%) Land $73,930 Building $212,566 |
| 2024 | $2,675.00 (-1.04%) Homeowner's exemption Senior Citizen's exemption | $27,514 (-) Land $7,229 Building $20,285 | $275,139 (-) Land $72,290 Building $202,849 |
| 2023 | $2,703.00 (-0.3%) Homeowner's exemption Senior Citizen's exemption | $27,514 (+5.56%) Land $7,229 Building $20,285 | $275,139 (-) Land $72,290 Building $202,849 |
| 2022 | $2,711.00 Homeowner's exemption Senior Citizen's exemption | $26,065 | $275,139 Land $72,290 Building $202,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 Ray St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 172 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 222 units insured incl. 50 condo units |
| Nearby Flood Claims | 173 (1978–2020) |
| Claims Outside the SFHA | 35 of 173 |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 Ray St is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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