Kershaw County property record for 1815 Porter Cross Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,757 sqft · built 2018 |
| Lot Size | 4.84 acres (210,830 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,370 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-00-00-080 |
| Primary APN | 370-00-00-080 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,757 sqft Gross Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 210,830 sqft (4.84 acres) |
| Account Number | 2259 |
|---|---|
| Street Address | 1815 PORTER CROSS RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-2 |
| Legal Description | DIST:298 MAP REF:BK C192 PG 1 |
| Legal Subdivision | KEVIN BLAIR GATES JR |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970902 |
1815 Porter Cross Rd is owned and occupied by two individuals who acquired it in December 2017.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1815 PORTER CROSS RD, LUGOFF, SC 29078-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2020 | Deed of Trust, Mortgage COMMUNITY BK |
| May 17, 2018 | Loan Modification, Mortgage UNITED CMNTY MTG SVCS |
| Dec 27, 2017 | Quit Claim Deed, Construction Loan · Construction Mortgage MIDLAND MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 |
| Deed Sale | Dec 18, 2017 |
| Deed Document Number | 0003797290 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1815 PORTER CROSS RD, LUGOFF, SC 29078-8703 |
| Document Number | 0000007241 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1815 PORTER CROSS RD LUGOFF SC 290788703, LUGOFF, SC 29078-8703 |
| Document Number | 0000007241 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 004278/000298 |
| Instrument | 7241 |
| Name | COMMUNITY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1815 PORTER CROSS RD, LUGOFF, SC 29078-8703 |
| Document Number | 0000005224 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1815 PORTER CROSS RD LUGOFF SC 290788703, LUGOFF, SC 29078-8703 |
| Document Number | 0000005224 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 003884/000159 |
| Instrument | 5224 |
| Name | UNITED CMNTY MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 27, 2017 |
| Property Address | 1815 PORTER CROSS RD, LUGOFF, SC 29078-8703 |
| Document Number | 0000010293 |
| Book / Page | 003797 / 000290 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 10293 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1793 PORTER CROSS RD LUGOFF SC 290788655, LUGOFF, SC 29078-8655 |
| Document Number | 10294 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 003797/000294 |
| Instrument | 10294 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 384 Months |
| Due | Dec 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 1815 Porter Cross Rd was $1,370.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,370.00 | $225,000 Land $31,500 Building $193,500 | $225,000 |
| 2023 | $118.00 | $225,000 Land $31,500 Building $193,500 | $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 Porter Cross Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 Porter Cross Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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