1815 Pineview Church Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1815 Pineview Church Rd, Jay, FL 32565 · Last verified November 2025

Property Summary

Property Type	Other Improved
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Mar 2022)
Tax Bill	$493 (2024)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-4N-29-0000-00607-0000`

Property Details

APN / Parcel Number

Primary APN	`26-4N-29-0000-00607-0000`

Exterior

Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	4,380 ft deep x 2,190 ft wide

Location & Zoning

Account Number	264N290000006070000
Street Address	1815 PINEVIEW CHURCH RD
City	JAY
State	FL
Zip	32565-9563
Property Category	Other
Property Type	Other > Other Improved
Legal Description	NEW PARCEL FOR 2022 TAXES COM AT SW CORN OF SEC 28 TWNSP 4 NORTH RNG 29 WEST THN N02* 14'27E 530.46 FT TO POB THN CONT
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1010
Census Tract	10400

Owner

Source: Santa Rosa County records · APN 26-4N-29-0000-00607-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10084 CHUMUCKLA HWY, JAY, FL 32565-7341
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Deed Document Number	202218873
Deed Book / Page	4264 / 1400
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1815 PINEVIEW CHURCH RD, JAY, FL 32565-9563
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 PINEVIEW CHURCH RD, JAY, FL 32565-9563

Mortgage

Document Number	0046900473
Date	Dec 17, 2025
Book Page	4690/473
Instrument	202558905

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2057

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jan 01, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$493.00 (+13.59%)	$37,030 (+31.21%) Land $33,030 Building $4,000	$37,030 (+31.21%) Land $33,030 Building $4,000
2023	$434.00 (+10,75%)	$28,222 (+7,026.77%) Land $24,222 Building $4,000	$28,222 (+16.51%) Land $24,222 Building $4,000
2022	$4.00	$396 Land $396	$24,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force 16 of 16 on primary residences
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Flood Events	Hurricane Sally (Sep 2020), 2 claims

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 305 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.