Durham County property record for 1815 Penrod Rd, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,299 sqft · built 1969 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,033 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0852-92-0381 |
| Primary APN | 0852-92-0381 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Heated Area |
| 1st Floor Area | 1,299 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 172 ft deep x 121 ft wide |
| Garage Type | Carport |
| Garage Area | 247 sqft |
| Carport | Carport |
| Carport Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 54 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Street Address | 1815 PENROD RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | ROTUND HLS/SEC:03/BLK:C/L T#11 PL:000052-000062 |
| Legal Subdivision | ROTUND HLS SEC 3 |
| Legal Block | C |
| Legal Lot Number | 11 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1806 |
1815 Penrod Rd is owned and occupied by two individuals.
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC |
| Oct 16, 2023 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit DUKE UNIVERSITY FCU |
| Oct 19, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|---|
| Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Document Number | 0104720914 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 10472/914 |
| Instrument | 2026162522 |
| Name | TRUSTED MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Document Number | 0010000331 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 1000/331 |
| Instrument | 2023076948 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0097620793 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 9762/793 |
| Instrument | 2022033222 |
| Name | DUKE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094990581 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 9499/581 |
| Instrument | 2021053263 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 1815 PENROD RD, DURHAM, NC 27703-2835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0092140665 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 9214/665 |
| Instrument | 2021004694 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2046 |
The 2026 property tax bill for 1815 Penrod Rd was $2,033, up 3.9% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,033.00 (+3.88%) | $260,577 (-) Land $92,500 Building $168,077 | $260,577 (-) Land $92,500 Building $168,077 |
| 2025 | $1,957.00 | $260,577 Land $92,500 Building $168,077 | $260,577 Land $92,500 Building $168,077 |
| 2023 | $1,697.00 (+4.37%) | $167,377 Land $29,600 Building $137,777 | $167,377 Land $29,600 Building $137,777 |
| 2022 | $1,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 Penrod Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 Penrod Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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