Stearns County property record for 1815 Oban Dr, Saint Cloud, MN 56303 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,360 sqft · built 2014 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,188 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47768-0056 |
| Primary APN | 82-47768-0056 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Width | 57 ft Width |
| Garage Area | 746 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1815 OBAN DR |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 013 BLK 002 LADBROOK PARK SECTION 05 TOWNSHIP 124 RANGE 028 SECTION 05 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 05 |
| Legal Subdivision | LADBROOK PARK |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1003 |
Source: Stearns County records · APN 82-47768-0056
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 17TH AVE S, SAINT CLOUD, MN 56301-4138 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERITAS LIFE INSURANCE CORPORATION |
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERITAS LIFE INSURANCE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 29, 2026 |
| Property Address | 1815 OBAN DR, SAINT CLOUD, MN 56303-4858 |
| Document Number | 0001712161 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20261712161 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Partnership, 283 |
| Document Number | 0001712161, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261712161 |
| Name | AMERITAS LIFE INSURANCE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 29, 2026 |
| Property Address | 1815 OBAN DR, SAINT CLOUD, MN 56303-4858 |
| Document Number | 0001712162 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261712162 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Partnership, 283 |
| Document Number | 0001712162, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20261712162 |
| Name | AMERITAS LIFE INSURANCE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,188.00 (+3.92%) | $232,200 (-) Land $40,000 Building $192,200 | $232,200 (-) Land $40,000 Building $192,200 |
| 2025 | $232,200 (+4.13%) Land $40,000 Building $192,200 | $232,200 (+4.13%) Land $40,000 Building $192,200 | |
| 2023 | $4,030.00 | $223,000 Land $40,000 Building $183,000 | $223,000 Land $40,000 Building $183,000 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures