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1815 N Harding Ave, Chicago, IL 60647 Property Records

Cook County property record for 1815 N Harding Ave, Chicago, IL 60647

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1925
Lot Size0.072 acres (3,150 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Jul 2025)
Tax Bill$5,866 (2023)
Deeds & MortgagesJul 2021 Line of Credit
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN13-35-308-015

Property Details

APN / Parcel Number

Primary APN13-35-308-015
Alternative APN
  • 13-35-308-015-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,150 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1815 N HARDING AVE
CityCHICAGO
StateIL
Zip60647-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionROBERT F (SUMMERS) SUB OF EX RR LANDS THEREOF WH NW S W SEC 35-40-13
Legal Range13E
Legal Township40N
Legal Section35
Legal SubdivisionSUMMERS SUB
Legal Block3
Legal Lot Number17
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1005
Census Tract831200

Owner

1815 N Harding Ave is owned and occupied by two individuals who bought it in July 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1815 N HARDING AVE, CHICAGO, IL 60647-4613
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 11, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2025 · Amount on File
Deed SaleJul 7, 2025 · Amount on File
Prior SaleMar 25, 2003
Deed Document Number202520412
Prior Transfer DateMay 14, 2021
Prior Transfer Doc0000018054
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1815 N HARDING AVE, CHICAGO, IL 60647-4613
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 N HARDING AVE, CHICAGO, IL 60647-4613

Mortgage

Document Number0019520385
DateJul 14, 2021
Instrument2119520385
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJun 1, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOOK IL
Recording DateJun 11, 2021
Property Address1815 N HARDING AVE, CHICAGO, IL 60647-4613
Document Number0016218054
Instrument DateMay 14, 2021
Instrument2116218054
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 N HARDING AVE, CHICAGO, IL 60647-4613

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,000 Land $11,655 Building $19,345$310,000 Land $116,550 Building $193,450
2023$5,866.00 (-8.37%)
2022$6,402.00 Homeowner's exemption Senior Citizen's exemption$31,003 Land $9,453 Building $21,550$310,030 Land $94,530 Building $215,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1815 N Harding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1815 N Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,037 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon.

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