1815 Mountain Ave, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 1815 Mountain Ave, Santa Barbara, CA 93101 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 1941
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$2,100,000 (Apr 2026)
Tax Bill	$16,916 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-141-004`

Property Details

APN / Parcel Number

Primary APN	`043-141-004`
Alternative APN	`04314104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,193 sqft Total Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1815 MOUNTAIN AVE
City	SANTA BARBARA
State	CA
Zip	93101-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCPHAILS ADD LOT 3 BLK 4
Legal Subdivision	MC PHAILS ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4009
Census Tract	1101

Owner

Source: Santa Barbara County records · APN 043-141-004

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 23, 2021	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	202614388
Prior Transfer Date	May 01, 2016
Prior Transfer Doc	0000023538
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609

Mortgage

Document Number	0000010103
Date	Mar 30, 2026
Instrument	2026-0010103

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 30, 2026
Property Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609
Document Number	0000014388
Instrument Date	Apr 06, 2026
Instrument	202614388
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$233,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609

Mortgage

Document Number	0000014389,
Date	Apr 30, 2026
Instrument	202614389

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	May 01, 2066

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 23, 2021
Property Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609
Document Number	0000031957
Map Reference	MB 15 PG 55
Instrument Date	Apr 05, 2021
Instrument	2021-0031957
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609

Mortgage

Document Number	0000031958
Date	Apr 23, 2021
Instrument	2021-0031958

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1815 MOUNTAIN AVE, SANTA BARBARA, CA 93101-4609
Document Number	0000018022
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1815 MOUNTAIN DR SANTA BARBARA CA 93101, SANTA BARBARA, CA 93101

Mortgage

Document Number	0000018022
Date	May 06, 2019
Instrument	18022

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Barbara County records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,639,557 (+2%) Land $1,048,875 Building $590,682
2025	$16,916.00 (+1.75%) Homeowner's exemption	$1,607,409 (+4.04%) Land $1,028,309 Building $579,100
2024	$16,625.00 (+1.86%)
2023	$16,322.00 (+1.76%) Homeowner's exemption Additional exemption filed	$1,544,994 Land $988,380 Building $556,614
2022	$16,040.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Barbara County (06083C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060830011014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2000, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Cox Communications	Cable	2,000 / 100

May also be available at this address: Verizon, Cox Communications, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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