1815 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 1815 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Self Storage
Details	4,900 sqft · built 2009
Lot Size	1.56 acres (68,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,500 (Jun 1999)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-185-038`

Property Details

APN / Parcel Number

Primary APN	`09-185-038`

Interior

Stories	1 Story
Building Area	4,900 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Roof Material	Wood
Lot Area	68,346 sqft (1.56 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1815 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-3644
Property Category	Industrial
Property Type	Industrial > Self Storage
Local Zoning Code	CD MONROE
Legal Description	#2, 14 & 15 NORTH SQUARE SECT II MORGAN MILL RD OPCK751
Legal Subdivision	NORTH SQUARE
Legal Lot Number	14
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1101
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3509 HELMS POND RD, MONROE, NC 28110-8874
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA
Sep 8, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 1999 · Amount on Record
Deed Sale	Jun 21, 1999 · Amount on Record
Prior Sale	Jan 13, 1999 · Amount on Record
Deed Document Number	199991976
Deed Book / Page	1263 / 1
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1815 MORGAN MILL RD, MONROE, NC 28110-3644
Document Number	701219
Book / Page	007012 / 000019
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1102 BENTWOOD LN MONROE NC 281109315, MONROE, NC 28110-9315

Mortgage

Document Number	701219
Date	Sep 8, 2017
Book Page	007012/000019
Instrument	26551

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	CHARLOTTE, NC 28209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2017
Property Address	1815 MORGAN MILL RD, MONROE, NC 28110-3644
Book / Page	007012 / 000003
Instrument Date	Sep 8, 2017
Instrument	26550
Transaction Type	Construction Loan
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1102 BENTWOOD LN MONROE NC 281109315, MONROE, NC 28110-9315

Mortgage

Document Number	70123
Date	Sep 8, 2017
Book Page	007012/000003
Instrument	26550

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	STATESVILLE, NC 28687

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,500 (-) Land $260,900 Building $435,600	$696,500 (-) Land $260,900 Building $435,600
2025	$6,088.00 (-0.05%)	$696,500 (+24.69%) Land $260,900 Building $435,600	$696,500 (+24.69%) Land $260,900 Building $435,600
2023	$6,091.00	$558,600 Land $166,900 Building $391,700	$558,600 Land $166,900 Building $391,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, T-Mobile, Verizon.

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