1815 Mill Crossing Ln, Katy, TX 77450 Property Records

Harris County property record for 1815 Mill Crossing Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,948 sqft · built 2002
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Sep 2010)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`120-206-004-0046`

Property Details

APN / Parcel Number

Primary APN	`120-206-004-0046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,948 sqft Living Area
1st Floor Area	1,490 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,050 sqft (0.139 acres)
View / Lot	Primary
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1202060040046
Street Address	1815 MILL CROSSING LN
City	KATY
State	TX
Zip	77450-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 46 BLK 4 OAK PARK TRAILS SEC 8
Legal Subdivision	OAK PARK TRAILS SEC 8
Legal Block	4
Legal Lot Number	46
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1005
Census Tract	454902

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1815 MILL CROSSING LN, KATY, TX 77450-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2010 · Amount on Record
Deed Sale	Sep 13, 2010 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	2010390539
Deed Book / Page	1908 / 247
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	20100390539
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	1815 MILL CROSSING LN, KATY, TX 77450-5120
Document Number	0000161805
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 MILL CROSSING LN KATY TX 774505120, KATY, TX 77450-5120

Mortgage

Document Number	0000161805
Date	Apr 17, 2018
Instrument	161805

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,788 (-5.84%) Land $85,971 Building $259,817	$345,788 (-5.84%) Land $85,971 Building $259,817
2025	$3,562.00 (-10.23%) Homeowner's exemption	$367,222 (-4.97%) Land $67,724 Building $299,498	$367,222 (-4.97%) Land $67,724 Building $299,498
2024	$3,968.00 (+37.21%)
2023		$386,439 Land $56,846 Building $329,593	$386,439 Land $56,846 Building $329,593
2022	$2,892.00 (-21.35%)
2020	$3,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMORIAL MUD serves 6,615 people · EPA ID TX1011242
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber, Hotwire Communications.

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