1815 Joppa Ave, Zion, IL 60099 Property Records

Lake County property record for 1815 Joppa Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1969
Lot Size	0.131 acres (5,719 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2026)
Tax Bill	$4,565 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-17-412-005`

Property Details

APN / Parcel Number

Primary APN	`04-17-412-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,719 sqft (0.131 acres)
Lot Dimensions	140 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1815 JOPPA AVE
City	ZION
State	IL
Zip	60099-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC 17 LOT 8 BLOCK 79
Legal Subdivision	ZION CITY
Legal Block	79
Legal Lot Number	8
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	3
Census Block	3014
Census Tract	860301

Owner

1815 Joppa Ave is owned and occupied by an individual who bought it in June 2026.

Source: Lake County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1815 JOPPA AVE, ZION, IL 60099-1533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jan 16, 2020	Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Document Number	20268177040
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0007193643
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 24, 2026
Property Address	1815 JOPPA AVE, ZION, IL 60099-1533
Document Number	0008177040
Instrument Date	May 12, 2026
Instrument	20268177040
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 JOPPA AVE, ZION, IL 60099-1533

Mortgage

Document Number	0008177041,
Date	Jun 24, 2026
Instrument	20268177041

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1815 JOPPA AVE, ZION, IL 60099-1533
Document Number	0007640036
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 JOPPA AVE ZION IL 600991533, ZION, IL 60099-1533

Mortgage

Document Number	0007640036
Date	Mar 10, 2020
Instrument	7640036

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	18 N COUNTY ST, WAUKEGAN, IL 60085-4304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 9, 2025

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 16, 2020
Property Address	1815 JOPPA AVE, ZION, IL 60099-1533
Document Number	0007625247
Map Reference	DOC 91520
Instrument Date	Jan 3, 2020
Instrument	7625247
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 JOPPA AVE, ZION, IL 60099-1533

Mortgage

Document Number	0007625248
Date	Jan 16, 2020
Instrument	7625248

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Mortgage

Document Number	0007625249
Date	Jan 16, 2020
Instrument	7625249

Lender

Name	COUNTY OF LAKE
Type	Non-Lending Institution
Address	WAUKEGAN, IL 60085

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,776 Land $6,932 Building $43,844	$152,343 Land $20,798 Building $131,545
2024	$4,565.00 (+14.3%)
2023	$3,994.00 (-2.04%)	$39,214 (+15.51%) Land $5,354 Building $33,860	$117,654 (+15.51%) Land $16,064 Building $101,590
2022	$4,077.00	$33,949 Land $4,407 Building $29,542	$101,857 Land $13,222 Building $88,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1815 Joppa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1815 Joppa Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Joppa Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures