1815 Jayme Dr, Baroda, MI 49101 Property Records

Berrien County property record for 1815 Jayme Dr, Baroda, MI 49101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,092 sqft · built 1968
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$129,500 (Oct 2006)
Tax Bill$2,304 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-7260-0007-00-4

Property Details

APN / Parcel Number

Primary APN02-7260-0007-00-4
Alternative APN
  • 11-02-7260-0007-00-4

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRaised Ranch
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions129 ft deep x 102 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1815 JAYME DR
CityBARODA
StateMI
Zip49101-9742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 1 F
Legal DescriptionLOT 7 EMIL STREFLING SUB NO 1
Legal SubdivisionEMIL STREFLING SUB
Legal Lot Number7
Legal Unit7
JurisdictionBERRIEN MI
Township / Civil DivisionBARODA
Census Block Group1
Census Block1016
Census Tract11000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1815 JAYME DR, BARODA, MI 49101-9742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Jun 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Jun 22, 2022Deed of Trust, Mortgage · Line of Credit
LOWER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2006 · Amount on Record
Deed SaleOct 25, 2006 · Amount on Record
Prior SaleAug 20, 1986
Deed Book / Page2753 / 2086
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1815 JAYME DR, BARODA, MI 49101-9742
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003334/277
DateJul 1, 2021
Book Page3334/277
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueMay 1, 2036

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1815 JAYME DR, BARODA, MI 49101-9742
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyMEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 JAYME DR, BARODA, MI 49101-9742

Mortgage

Document Number03377/3052
DateJun 22, 2022
Book Page3377/3052
Instrument2022355978
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2027
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate9%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address1815 JAYME DR, BARODA, MI 49101-9742
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03377/3065
DateJun 22, 2022
Book Page3377/3065
Instrument2022355979
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBaroda Township
Unified School DistrictLakeshore School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,100 (+21.72%)$224,200 (+21.72%)
2025$2,304.00 (+17.67%)
2023$92,100$184,200
2022$1,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2009–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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