Brevard County property record for 1815 Jacobin St NW, Palm Bay, FL 32907
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 2022 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,540 (Oct 2022) |
| Tax Bill | $4,486 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-36-21-KO-2300-1 |
| Primary APN | 28-36-21-KO-2300-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,772 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 494 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2803844 |
|---|---|
| Street Address | 1815 JACOBIN ST NW |
| City | PALM BAY |
| State | FL |
| Zip | 32907-9427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | PORT MALABAR UNIT 44 LOT 1 BLK 2300 |
| Legal Range | 36E |
| Legal Township | 28S |
| Legal Section | 21 |
| Legal Subdivision | PORT MALABAR UNIT 44 |
| Legal Block | 2300 |
| Legal Lot Number | 1 |
| Legal Unit | 44 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 71349 |
1815 Jacobin St NW is owned and occupied by two individuals who bought it in October 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1815 JACOBIN ST NW, PALM BAY, FL 32907-9427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 4, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | Aug 18, 2021 · Amount on File |
| Deed Document Number | 2022239599 |
| Deed Book / Page | 9626 / 2176 |
| Prior Transfer Date | Jan 6, 2006 |
| Prior Transfer Doc | 0055895509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1815 JACOBIN ST NW, PALM BAY, FL 32907-9427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1815 JACOBIN ST NW, PALM BAY, FL 32907-9427 |
| Document Number | 0105350972 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 10535/972 |
| Instrument | 2026019425 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 4, 2022 |
| Property Address | 1815 JACOBIN ST NW, PALM BAY, FL 32907-9427 |
| Document Number | 0096262176 |
| Book / Page | 9626 / 2176 |
| Map Reference | MB 21 PG 143-163 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022239599 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,419.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 1815 JACOBIN ST NW, PALM BAY, FL 32907-9427 |
| Document Number | 0096262177 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 9626/2177 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 1815 Jacobin St NW was $4,486 with a homeowner's exemption, down 5% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,300 (-5.39%) | $269,300 (-5.39%) | |
| 2025 | $4,486.00 (-4.96%) Homeowner's exemption | $284,640 | $284,640 |
| 2024 | $4,720.00 (+2.1%) | ||
| 2023 | $4,623.00 (+682.23%) Homeowner's exemption | $286,490 (+959.5%) Land $37,000 Building $249,490 | $286,490 (+959.5%) Land $37,000 Building $249,490 |
| 2022 | $591.00 | $27,040 Land $26,500 Building $540 | $27,040 Land $26,500 Building $540 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1815 Jacobin St NW in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 3 (2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 Jacobin St NW is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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