1815 Hwy 145, Saltillo, MS 38866 Property Records

Lee County property record for 1815 Hwy 145, Saltillo, MS 38866

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,978 sqft · built 1974
Lot Size16.9 acres (736,164 sqft)
Owner2 Individual Names on Record
Last Sale$166,400 (Aug 2019)
Tax Bill$1,947 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Oct 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN0520-04-005-00

Property Details

APN / Parcel Number

Primary APN0520-04-005-00
Alternative APNs
  • 002421
  • 2421

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,978 sqft Heated Area
1st Floor Area1,978 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area736,164 sqft (16.9 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
Patio Area389 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1815 HIGHWAY 145
CitySALTILLO
StateMS
Zip38866-8723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE1/4 NW1/4
Legal Range06E
Legal Township08S
Legal Section04
JurisdictionLEE MS
Township / Civil Division1
Census Block Group2
Census Block2027
Census Tract950101

Owner

Source: Lee County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTY BANK & TRUST CO
Jul 10, 2020Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Jul 17, 2020Warranty Deed, Transfer
Aug 14, 2019Warranty Deed, Transfer · VA Mortgage
MID-CONTINENT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2019 · Amount on Record
Deed SaleAug 14, 2019 · Amount on Record
Prior SaleAug 13, 2019 · Amount on Record
Deed Document Number201910265
Prior Transfer DateMay 30, 2008
Prior Transfer Doc2008009162
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723

Mortgage

Document Number2025012231
DateOct 6, 2025
Instrument2025012231
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 26, 2035
Interest
Rate TypeAdjustable Rate

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723

Mortgage

Document Number2025013002
DateOct 27, 2025
Instrument2025013002
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2035
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723

Mortgage

Document Number2020008767
DateJul 10, 2020
Instrument2020008767
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateJul 17, 2020
Property Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723
Document Number2020009075
Instrument DateJul 15, 2020
Instrument2020009075
Transaction TypeTransfer
Record UpdatedFeb 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address117 RIPPAVILLA ST, SALTILLO, MS 38866-5784

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateAug 14, 2019
Property Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723
Document Number2019010265
Instrument DateAug 13, 2019
Instrument2019010265
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 HIGHWAY 145, SALTILLO, MS 38866-8723

Mortgage

Document Number2019010266
DateAug 14, 2019
Instrument2019010266
Lender
NameMID-CONTINENT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,947.00 (+9.14%) Homeowner's exemption$18,068 (+8.6%)$165,490 (+9.47%) Land $43,870 Building $121,620
2023$1,784.00 Homeowner's exemption$16,637$151,180 Land $43,870 Building $107,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 57% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GUNTOWN
serves 3,577 people · EPA ID MS0410006
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Buckeye Cablesystem
Cable
1,000 / 20
C Spire Wireless
Fixed Wireless
100 / 20

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