1815 Harbor Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1815 Harbor Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,124 sqft · built 1975
Lot Size	0.482 acres (20,997 sqft)
Owner	2 Individual Names on File
Last Sale	$474,500 (Apr 2017)
Tax Bill	$5,988 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-011708`

Property Details

APN / Parcel Number

Primary APN	`04-011708`
Alternative APNs	`4011708` `011708`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Total Area
Basement Area	1 sqft
Utility Area	144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,997 sqft (0.482 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Area	640 sqft
Porch	Porch
Porch Area	340 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011708
Street Address	1815 HARBOR DR
City	CHESTER
State	MD
Zip	21619-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 46, BLK D HARBOR VIEW
Legal Subdivision	HARBOR VIEW BY WILLIAM D PURDUM
Legal Block	D
Legal Lot Number	46
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2001
Census Tract	811000

Owner

1815 Harbor Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1815 HARBOR DR, CHESTER, MD 21619-2109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Mar 10, 2020	Deed of Trust, Mortgage RELIANCE FIRST CAP
Apr 26, 2017	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Aug 29, 2005
Deed Document Number	20172681-196
Deed Book / Page	2681 / 196
Transfer Doc	0014450411
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1815 HARBOR DR, CHESTER, MD 21619-2109
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036120163
Date	Feb 22, 2021
Book Page	3612/163

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1815 HARBOR DR, CHESTER, MD 21619-2109
Document Number	0032900238
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1815 HARBOR DR CHESTER MD 216192109, CHESTER, MD 21619-2109

Mortgage

Document Number	0032900238
Date	Mar 25, 2020
Book Page	003290/000238

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 26, 2017
Property Address	1815 HARBOR DR, CHESTER, MD 21619-2109
Document Number	0026810196
Book / Page	002681 / 000196
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 HARBOR DR CHESTER MD 216192109, CHESTER, MD 21619-2109

Mortgage

Document Number	26810203
Date	Apr 26, 2017
Book Page	002681/000203

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1815 Harbor Dr was $5,988.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,300 (+10.79%) Land $442,400 Building $261,900	$704,300 (-) Land $442,400 Building $261,900
2025	$5,988.00	$635,733	$704,300 Land $442,400 Building $261,900
2023	$4,696.00	$498,600 Land $346,400 Building $152,200	$498,600 Land $346,400 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1815 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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