St. Louis County property record for 1815 Gray Dr, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,422 sqft · built 1962 |
| Lot Size | 0.753 acres (32,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $332,500 (May 2026) |
| Tax Bill | $7,688 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21N-14-0375 |
| Primary APN | 21N-14-0375 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,422 sqft Living Area |
| Gross Area | 3,135 sqft |
| 1st Floor Area | 2,372 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 32,801 sqft (0.753 acres) |
| Lot Dimensions | 224 ft deep x 187 ft wide |
| Garage Type | Attached |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 252 sqft |
| Patio Area | 1,060 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1815 GRAY DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | GRAY ESTATES PLAT 1 LOT 11 |
| Legal Subdivision | GRAY ESTATES PLAT 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 217600 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage U S BANK N A |
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRIAD BANK |
| Apr 20, 2018 | Quit Claim Deed, Transfer SELECT TITLE GROUP |
| Apr 20, 2018 | Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG |
| Jan 12, 2018 | Deed of Trust, Mortgage COMMERCE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Oct 13, 2020 · Amount on Record |
| Deed Document Number | 2026239 |
| Prior Transfer Date | Jul 6, 2011 |
| Prior Transfer Doc | 0195710633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 11, 2026 |
| Property Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Document Number | 0000000239 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.239 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Document Number | 0000000240, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026.5.11.240 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 13, 2020 |
| Property Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Document Number | 0243741307 |
| Book / Page | 24374 / 1307 |
| Map Reference | MB 104 PG 62 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020101300112 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Document Number | 2020101300113 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020101300113 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 20, 2018 |
| Property Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Document Number | 0229922814 |
| Book / Page | 022992 / 002814 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 632 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1815 GRAY DR ST LOUIS MO 631313910, ST LOUIS, MO 63131-3910 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 20, 2018 |
| Property Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Document Number | 0229922698 |
| Book / Page | 022992 / 002698 |
| Instrument Date | Apr 14, 2018 |
| Instrument | 605 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2019 |
| Title Company | CLEAR TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1815 GRAY DR ST LOUIS MO 631313910, ST LOUIS, MO 63131-3910 |
| Document Number | 229922701 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 022992/002701 |
| Instrument | 606 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1815 GRAY DR, SAINT LOUIS, MO 63131-3910 |
| Document Number | 0228722109 |
| Book / Page | 022872 / 002109 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1815 GRAY DR ST LOUIS MO 631313910, ST LOUIS, MO 63131-3910 |
| Document Number | 0228722109 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 022872/002109 |
| Instrument | 500 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Jan 24, 2020 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Des Peres City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,230 (-) Land $79,550 Building $67,680 | $774,900 (-) Land $418,700 Building $356,200 | |
| 2025 | $7,688.00 (+7.27%) | $147,230 (+18.75%) Land $79,550 Building $67,680 | $774,900 (+18.76%) Land $418,700 Building $356,200 |
| 2024 | $7,167.00 (+1.57%) | ||
| 2023 | $7,056.00 (+1.15%) | $123,980 (+8.07%) Land $64,640 Building $59,340 | $652,500 (+8.07%) Land $340,200 Building $312,300 |
| 2022 | $6,976.00 | $114,720 Land $64,640 Building $50,080 | |
| 2021 | $603,800 Land $340,200 Building $263,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 28 (1978–2022) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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