1815 Garr Mountain Rd, Madison, VA 22727 Property Records

Madison County property record for 1815 Garr Mountain Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2019
Lot Size	6.22 acres (270,987 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (May 2020)
Tax Bill	$2,008 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-28`

Property Details

APN / Parcel Number

Primary APN	`29-28`
Alternative APN	`229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	270,987 sqft (6.22 acres)
Terrain	Rolling
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	229
Street Address	1815 GARR MOUNTAIN RD
City	MADISON
State	VA
Zip	22727-6831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	IN 200000687 6.221 AC 29-28 RT 652
Jurisdiction	MADISON VA
Township / Civil Division	ROBERTSON
Census Block Group	2
Census Block	2073
Census Tract	930202

Owner

1815 Garr Mountain Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1815 GARR MOUNTAIN RD, MADISON, VA 22727-6831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage VBS MORTGAGE LLC
May 15, 2020	Exchange Deed, Transfer
Dec 7, 2017	Deed, Transfer · Conventional Mortgage US BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	Dec 7, 2017 · Amount on File
Deed Document Number	2020687
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	1815 GARR MOUNTAIN RD, MADISON, VA 22727-6831
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000402
Date	Mar 3, 2021
Instrument	210000402

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Exchange Deed, Transfer

Document Type	Exchange Deed
Jurisdiction	MADISON VA
Recording Date	May 15, 2020
Property Address	1815 GARR MOUNTAIN RD, MADISON, VA 22727-6831
Document Number	0200000687
Map Reference	DOC 170001747
Instrument Date	May 14, 2020
Instrument	200000687
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2217 GARR MOUNTAIN RD, MADISON, VA 22727-3890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 GARR MOUNTAIN RD, MADISON, VA 22727-6816

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON VA
Recording Date	Dec 7, 2017
Property Address	1815 GARR MOUNTAIN RD, MADISON, VA 22727-6831
Document Number	0170001747
Instrument Date	Dec 5, 2017
Instrument	170001747
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2217 GARR MOUNTAIN RD, MADISON, VA 22727-3890

Mortgage

Document Number	0170001748
Date	Dec 7, 2017
Instrument	170001748

Lender

Name	US BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1815 Garr Mountain Rd was $2,008.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,008.00	$378,900 Land $139,700 Building $239,200	$378,900 Land $139,700 Building $239,200
2023	$1,379.00	$186,400 Land $68,100 Building $118,300	$186,400 Land $68,100 Building $118,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1815 Garr Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 Garr Mountain Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

No cell data coverage reported

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