Cleveland County property record for 1815 Fallston Rd, Shelby, NC 28150
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1,328 sqft · built 1928 |
| Lot Size | 0.932 acres (40,599 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $249 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24564 |
| Primary APN | 24564 |
|---|---|
| Alternative APNs |
|
| Lot Area | 40,599 sqft (0.932 acres) |
|---|
| Account Number | 1353613 |
|---|---|
| Street Address | 1815 FALLSTON RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-8102 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | AA1 |
| Legal Description | LOTS HWY 18 N |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950800 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1808 FALLSTON RD, SHELBY, NC 28150-8101 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1815 FALLSTON RD, SHELBY, NC 28150-8102 |
| Document Number | 0017350464 |
| Book / Page | 001735 / 000464 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 890 E ZION CHURCH RD SHELBY NC 281509214, SHELBY, NC 28150-9214 |
| Document Number | 0017350464 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 001735/000464 |
| Instrument | 933 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802-0010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249.00 (-0.4%) | $39,412 (-) Land $39,412 | $39,412 (-) Land $39,412 |
| 2025 | $250.00 | $39,412 (-9.25%) Land $39,412 | $39,412 (-9.25%) Land $39,412 |
| 2023 | $43,430 Land $43,430 | $43,430 Land $43,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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