1815 Eagle Crest Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1815 Eagle Crest Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,730 sqft · built 2012
Lot Size	0.185 acres (8,070 sqft)
Owner	2 Individual Names on File
Last Sale	$236,148 (Dec 2012)
Tax Bill	$3,538 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`16-05-26-014176-011-13`

Property Details

APN / Parcel Number

Primary APN	`16-05-26-014176-011-13`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,730 sqft Heated Area
Gross Area	3,353 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,070 sqft (0.185 acres)
Garage Area	399 sqft
Pool Area	410 sqft
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1815 EAGLE CREST DR
City	FLEMING ISLAND
State	FL
Zip	32003-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 EAGLE CREST @ EAGLE HARBOR AS REC O R 3483 PG 1640
Legal Range	26
Legal Township	05
Legal Section	16
Legal Subdivision	EAGLE CREST / EAGLE HARBOR
Legal Lot Number	13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3025
Census Tract	30701

Owner

Source: Clay County records · APN 16-05-26-014176-011-13

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1815 EAGLE CREST DR, FLEMING ISLAND, FL 32003-4521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 21, 2012 · Amount on Record
Deed Sale	Dec 21, 2012 · Amount on Record
Deed Document Number	2012071350
Deed Book / Page	3483 / 1640
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Nov 04, 2020
Property Address	1815 EAGLE CREST DR, FLEMING ISLAND, FL 32003-4521
Document Number	0043720555
Book / Page	004372 / 020555
Instrument Date	Oct 30, 2020
Instrument	57894
Transaction Type	Construction Loan
Record Updated	Dec 03, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1815 EAGLE CREST DR FLEMING ISLAND FL 320034521, FLEMING ISLAND, FL 32003-4521

Mortgage

Document Number	43720555
Date	Nov 04, 2020
Book Page	004372/020555
Instrument	57894

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 03, 2021

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,538.00 (-34.99%) Homeowner's exemption	$272,171 (+5.99%)	$461,574 (+0.2%) Land $65,000 Building $396,574
2023	$5,442.00 (+5.77%) Homeowner's exemption	$256,798 (+3%)	$460,666 (+30.03%) Land $65,000 Building $395,666
2022	$5,145.00 Homeowner's exemption	$249,319	$354,289 Land $50,000 Building $304,289

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 81 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force 72 of 81 on primary residences
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022, tidal / storm surge, Hurricane Nicole
Flood Events	Hurricane Irma (Sep 2017), 25 claims Tropical Storm Debby (Jul 2012), 2 claims Hurricane Frances (Sep 2004), 12 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.