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1815 E Fletcher St, Hernando, FL 34442 Property Records

Citrus County property record for 1815 E Fletcher St, Hernando, FL 34442 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,697 sqft Living Area
Lot Size120,050 sqft (2.75 acres)
OccupancyOwner Occupied
Last Sale$252,000 (2021)
Tax Bill$2,297.00 (2024)

Owner

Source: Citrus County records · APN 2718S19E00201460

Assessment roll updated December 3, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1815 E FLETCHER ST, HERNANDO, FL 34442-4908
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
OAKTREE FUNDING CORPORATION
Jul 11, 2022Deed of Trust, Mortgage · Line of Credit
BRANNEN BANK
Oct 26, 2018Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Jan 08, 2021Warranty Deed, Transfer
TITLE USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2021 · Amount on Record
Deed SaleJan 08, 2021 · Amount on Record
Prior SaleJun 01, 1995 · Amount on Record
Deed Doc Number20211217
Deed Book / Page3124 / 473
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateApr 29, 2026
Property Address1815 E FLETCHER ST, HERNANDO, FL 34442-4908
Document Number0036642460
Book / Page3664 / 2460
Instrument DateApr 20, 2026
Instrument202624926
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1815 E FLETCHER ST, HERNANDO, FL 34442-4908
InvestorPossibly a Property Investor

Mortgage

Document Number0000024926,
DateApr 29, 2026
Book Page3664/2460
Instrument202624926
Lender
NameOAKTREE FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1815 E FLETCHER ST, HERNANDO, FL 34442-4908
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 E FLETCHER ST K, K, HERNANDO, FL 34442-4907

Mortgage

Document Number0033010832
DateJul 11, 2022
Book Page3301/832
Instrument2022048778
Lender
NameBRANNEN BANK
TypeBank
AddressINVERNESS, FL 34450
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 05, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1815 E FLETCHER ST, HERNANDO, FL 34442-4908
Transaction TypeMortgage
Record UpdatedFeb 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029351490
DateOct 26, 2018
Book Page2935/1490
Instrument2018054174
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueOct 19, 2033

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJan 08, 2021
Property Address1815 E FLETCHER ST, HERNANDO, FL 34442-4908
Document Number0031240473
Book / Page003124 / 000473
Instrument DateDec 22, 2020
Instrument1217
Transaction TypeTransfer
Record UpdatedFeb 04, 2021
Title CompanyTITLE USA

Transaction

AmountAmount Recorded
Tax$1,764.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1815 E FLETCHER ST HERNANDO FL 344424908, HERNANDO, FL 34442-4908

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,416.00 (+5.18%) Homeowner's exemption$190,150 (-19.44%)$256,642 (+8.73%) Land $68,900 Building $187,742
2024$2,297.00 (+5.08%) Homeowner's exemption Additional exemption filed$236,030 (+2.11%) Land $41,340 Building $194,690$236,030 (+2.11%) Land $41,340 Building $194,690
2023$2,186.00 (+6.89%) Homeowner's exemption Additional exemption filed$231,148 (+19.66%) Land $38,580 Building $192,568$231,148 (+19.66%) Land $38,580 Building $192,568
2022$2,045.00 Homeowner's exemption Additional exemption filed$193,165 Land $33,900 Building $159,265$193,165 Land $33,900 Building $159,265

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2718S19E00201460
Alternative APNs
  • 19E-18S-27-0020-00000-1460
  • 19E-18S-27-0020-146.0
  • 1623359

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,697 sqft Living Area
Gross Area2,301 sqft Gross Area
1st Floor1,697 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialMetal Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area120,050 sqft (2.75 acres)
Depth X Width656 ft x 181 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area120 sqft Patio
Porch Area393 sqft Porch
Utility Building260 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1623359
Street Address1815 E FLETCHER ST
CityHERNANDO
StateFL
Zip34442-4908
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHERCALA ACRES UNIT 2 PB 8 PG 16 BEG AT SW COR LT 146 SD PT BEING ON N NR/W LN FLETCHER AVE TH E AL R/W 181.73 FT TH N 0 DEG 4M 55S E 657.81 FT TO PT ON N BDRY OF LT 146 TH S 89 DEG 56M 47S W AL N BDRY 182.67 FT TO NW COR OF LT 146 TH S AL W LN 657.65
Legal Range19E
Legal Township18S
Legal Section28
Legal SubdivisionHERCALA ACRES UNIT 2
Legal Lot Number146
Legal Unit2
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2005
Census Tract450705

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