1815 Crescent Dr, Saginaw, MI 48604 Property Records

Saginaw County property record for 1815 Crescent Dr, Saginaw, MI 48604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,905 sqft · built 1978
Lot Size	0.506 acres (22,041 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2026)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-12-4-01-3236-000`

Property Details

APN / Parcel Number

Primary APN	`11-12-4-01-3236-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
1st Floor Area	1,905 sqft
Basement Area	1,905 sqft
Unfinished Basement	1,905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,041 sqft (0.506 acres)
Lot Dimensions	150 ft deep x 147 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1815 CRESCENT DR
City	SAGINAW
State	MI
Zip	48604-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 36 & 37 STORK PLAT A PART OF N 1/2 OF SW 1/4 SEC 01 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	01
Legal Lot Number	36-37
Jurisdiction	SAGINAW MI
Township / Civil Division	CARROLLTON
Census Block Group	5
Census Block	5002
Census Tract	10700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1555 SCHUST RD, SAGINAW, MI 48604-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Nov 10, 2021	Deed of Trust, Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Deed Document Number	202614215
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1815 CRESCENT DR, SAGINAW, MI 48604-1601
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CRESCENT DR, SAGINAW, MI 48604-1601

Mortgage

Document Number	0000035813
Date	Nov 10, 2021
Instrument	2021035813

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 28, 2026
Property Address	1815 CRESCENT DR, SAGINAW, MI 48604-1601
Document Number	0000014215
Instrument Date	May 27, 2026
Instrument	202614215
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174,225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1555 SCHUST RD, SAGINAW, MI 48604-1608

Mortgage

Document Number	0000014216,
Date	May 28, 2026
Instrument	202614216

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1815 CRESCENT DR, SAGINAW, MI 48604-1601
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CRESCENT DR, SAGINAW, MI 48604-1601

Mortgage

Document Number	2021035813
Date	Nov 10, 2021
Instrument	2021035813

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Carrollton Township
Unified School District	Carrollton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,700 (+6.55%)	$273,400 (+6.55%)
2025	$4,280.00 (+14.35%) Homeowner's exemption	$128,300 (+35.77%)	$256,600 (+35.77%)
2023		$94,500	$189,000
2022	$3,743.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	11 (1981–2026)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2026
Claims by Event	Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON TOWNSHIP serves 5,705 people · EPA ID MI0001160
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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