Caldwell County property record for 1815 Creekside Pl, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,564 sqft · built 1975 |
| Lot Size | 3.84 acres (167,270 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Jun 2021) |
| Tax Bill | $2,414 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09222 1 11 |
| Primary APN | 09222 1 11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,564 sqft Heated Area |
| Gross Area | 4,424 sqft |
| 1st Floor Area | 2,356 sqft |
| Basement Area | 1,626 sqft |
| Unfinished Basement | 1,626 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 167,270 sqft (3.84 acres) |
| Porch | Slab |
| Porch Area | 130 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 178830 |
|---|---|
| Street Address | 1815 CREEKSIDE PL |
| City | LENOIR |
| State | NC |
| Zip | 28645-8861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2094 PG 1862 YR 2023 ST 700.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30200 |
1815 Creekside Pl is owned and occupied by two individuals who bought it in June 2021.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1815 CREEKSIDE PL, LENOIR, NC 28645-8861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 11, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on File |
| Deed Sale | Jun 11, 2021 · Amount on File |
| Deed Document Number | 202110058724 |
| Deed Book / Page | 2024 / 900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 12, 2023 |
| Property Address | 1815 CREEKSIDE PL, LENOIR, NC 28645-8861 |
| Document Number | 0020941862 |
| Book / Page | 2094 / 1862 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 10089401 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1815 CREEKSIDE PL, LENOIR, NC 28645-8861 |
| Document Number | 0020941865 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 2094/1865 |
| Instrument | 10089402 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.82% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.82% |
| Max Rate At Change | 8.82% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 1815 CREEKSIDE PL, LENOIR, NC 28645-8861 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1030 WELLINGTON CT, LENOIR, NC 28645-8200 |
| Document Number | 0020240903 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 2024/903 |
| Instrument | 10058725 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1815 Creekside Pl was $2,414, down 4.7% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,414.00 (-4.7%) | $387,800 (-) Land $35,300 Building $352,500 | |
| 2025 | $2,533.00 | $387,800 Land $35,300 Building $352,500 | $387,800 Land $35,300 Building $352,500 |
| 2023 | $176,900 (-2.59%) Land $29,800 Building $147,100 | $176,900 (-2.59%) Land $29,800 Building $147,100 | |
| 2022 | $1,357.00 | $181,600 Land $34,500 Building $147,100 | $181,600 Land $34,500 Building $147,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 Creekside Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 Creekside Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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