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1815 Colding Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1815 Colding Dr, Ruskin, FL 33570 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,557 sqft · built 2022
Lot Size0.173 acres (7,546 sqft)
OwnerIndividual Name on File
Last Sale$394,600 (May 2022)
Tax Bill$11,045 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0574811632

Property Details

APN / Parcel Number

Primary APN0574811632
Alternative APN
  • U163219C3U000000002220

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,557 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,546 sqft (0.173 acres)
Lot Dimensions110 ft deep x 60.7 ft wide
PorchOpen Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0574811632
Street Address1815 COLDING DR
CityRUSKIN
StateFL
Zip33570-7979
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPENCER CREEK PHASE 2 LOT 222
Legal SubdivisionSPENCER CREEK PHASE 2
Legal Phase2
Legal Lot Number222
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1031
Census Tract14109

Owner

Source: Hillsborough County records · APN 0574811632

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1815 COLDING DR, RUSKIN, FL 33570-7979
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2022 · Amount on Record
Deed SaleMay 06, 2022 · Amount on Record
Deed Document Number2022234726
Record UpdatedJun 08, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 06, 2022
Property Address1815 COLDING DR, RUSKIN, FL 33570-7979
Document Number0000234726
Map ReferenceMB 139 PG 153
Instrument DateApr 29, 2022
Instrument2022234726
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 21, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,762.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address847 ROYAL EMPRESS DR, RUSKIN, FL 33570-4546

Mortgage

Document Number0000234728
DateMay 06, 2022
Instrument2022234728
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,045.00 (+9.5%)$353,057 (+4.3%) Land $90,125 Building $262,932$353,057 (+4.3%) Land $90,125 Building $262,932
2023$10,087.00 (+126.01%)$338,502 (+322.53%) Land $60,088 Building $278,414$338,502 (+322.53%) Land $60,088 Building $278,414
2022$4,463.00$80,113 Land $80,113$80,113 Land $80,113

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims11 (1982–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Tropical Storm Josephine, Oct 1996 · 2 claims

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 334 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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