1815 Cline Pl, Lenoir, NC 28645 Property Records

Caldwell County property record for 1815 Cline Pl, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,106 sqft · built 1969
Lot Size	0.8 acres (34,850 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Jan 2025)
Tax Bill	$577 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`182285`

Property Details

APN / Parcel Number

Primary APN	`182285`
Alternative APNs	`06199 2 4` `166804`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,106 sqft Heated Area
Gross Area	1,138 sqft
1st Floor Area	1,008 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,850 sqft (0.8 acres)
Lot Dimensions	425 ft deep x 82 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	118 sqft
Canopy	12 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	182285
Street Address	1815 CLINE PL
City	LENOIR
State	NC
Zip	28645-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1969 PG 26 YR 19 ST 200.00
Legal Subdivision	P E CLINE MAP
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	1
Census Block	1026
Census Tract	30200

Owner

1815 Cline Pl is owned and occupied by an individual who bought it in January 2025.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1815 CLINE PL, LENOIR, NC 28645-8838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2019	Warranty Deed, Transfer CERTAINTY HM LNS LLC
Apr 19, 2018	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2025 · Amount on File
Deed Sale	Jan 16, 2025 · Amount on File
Prior Sale	Aug 27, 2024 · Amount on File
Deed Document Number	202510103136
Deed Book / Page	2126 / 500
Prior Transfer Date	Aug 22, 2024
Prior Transfer Doc	0021161682
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 9, 2019
Property Address	1815 CLINE PL, LENOIR, NC 28645-8838
Document Number	0010035571
Book / Page	001969 / 000026
Instrument Date	Aug 9, 2019
Instrument	10035571
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CLINE PL LENOIR NC 286458838, LENOIR, NC 28645-8838

Mortgage

Document Number	10035572
Date	Aug 9, 2019
Book Page	001969/000028
Instrument	10035572

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 19, 2018
Property Address	1815 CLINE PL, LENOIR, NC 28645-8838
Document Number	0010021405
Book / Page	001939 / 001403
Instrument Date	Apr 10, 2018
Instrument	10021405
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1815 CLINE PL LENOIR NC 286458838, LENOIR, NC 28645-8838

Mortgage

Document Number	10021406
Date	Apr 19, 2018
Book Page	001939/001406
Instrument	10021406

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

The 2026 property tax bill for 1815 Cline Pl was $577, down 6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$577.00 (-6.03%)	$119,900 (-) Land $12,100 Building $107,800
2025	$614.00	$119,900 Land $12,100 Building $107,800	$119,900 Land $12,100 Building $107,800
2023		$71,100 (-) Land $12,100 Building $59,000	$71,100 (-) Land $12,100 Building $59,000
2022	$868.00	$71,100 Land $12,100 Building $59,000	$71,100 Land $12,100 Building $59,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1815 Cline Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 Cline Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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