1815 Choteau St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 1815 Choteau St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 1882
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$413,800 (Dec 2025)
Tax Bill	$2,355 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0510871`

Property Details

APN / Parcel Number

Primary APN	`R0510871`
Alternative APNs	`05-1887-23-4-18-13-0000` `0000008229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,388 sqft
Attic	Attic
Attic Area	529 sqft
Basement Area	228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1882
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Porch	Slab
Porch Area	84 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000008229
Street Address	1815 CHOTEAU ST
City	HELENA
State	MT
Zip	59601-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SYNDICATE ADDN (HELENA), S23, T10 N, R04 W, BLOCK 164, LTS 9 & 10, W2 LT 11
Legal Range	04W
Legal Township	10N
Legal Section	23
Legal Subdivision	SYNDICATE ADDN (HELENA)
Legal Block	164
Legal Lot Number	9-11
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2028
Census Tract	701

Owner

1815 Choteau St is owned and occupied by an individual who bought it in December 2025.

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1815 CHOTEAU ST, HELENA, MT 59601-2235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit HELENA COMMUNITY CU
Apr 10, 2020	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Nov 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage HELENA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Apr 10, 2020 · Amount on File
Deed Document Number	20253444127
Deed Book / Page	64 / 8651
Prior Transfer Date	Oct 27, 2017
Prior Transfer Doc	M53/5135
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1815 CHOTEAU ST, HELENA, MT 59601-2235
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	UNKNOWN, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 ASPEN ST A, A, HELENA, MT 59601-1016

Mortgage

Document Number	00M64/8652
Date	Dec 4, 2025
Book Page	M64/8652
Instrument	3444128

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1815 CHOTEAU ST, HELENA, MT 59601-2235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M53/8705
Date	Feb 13, 2018
Book Page	M53/8705
Instrument	3317942

Lender

Name	HELENA COMMUNITY CU
Type	Credit Union
Address	HELENA, MT 59624

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 10, 2020
Property Address	1815 CHOTEAU ST, HELENA, MT 59601-2235
Document Number	M56/9061
Book / Page	M56 / 9061
Instrument Date	Apr 10, 2020
Instrument	3352974
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CHOTEAU ST, HELENA, MT 59601-2235

Mortgage

Document Number	3352975
Date	Apr 10, 2020
Instrument	3352975

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Nov 1, 2017
Property Address	1815 CHOTEAU ST, HELENA, MT 59601-2235
Document Number	M53/5135
Book / Page	M53 / 5135
Instrument Date	Oct 27, 2017
Instrument	3313936
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTONA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1815 CHOTEAU ST, HELENA, MT 59601-2235

Mortgage

Document Number	3313937
Date	Nov 1, 2017
Instrument	3313937

Lender

Name	HELENA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 1815 Choteau St was $2,355, up 13.9% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,355.00 (+13.93%)	$394,600 (+0.43%)
2025	$2,067.00	$392,900	$394,600 Land $106,600 Building $288,000
2023	$3,701.00	$341,000	$341,000 Land $85,800 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1815 Choteau St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 Choteau St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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