1815 Cass St, La Crosse, WI 54601 Property Records

La Crosse County property record for 1815 Cass St, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,371 sqft · built 1890
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (May 2022)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`017-020212-060`

Property Details

APN / Parcel Number

Primary APN	`017-020212-060`
Alternative APNs	`17 20212 60` `29970`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,371 sqft Living Area
Gross Area	3,474 sqft
1st Floor Area	1,268 sqft
Basement Area	1,103 sqft
Game Room	Game Room
Elevator	Elevator

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	127 ft deep x 70 ft wide
Terrain	Above Road/Slope
View / Lot	Highway
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1815 CASS ST
City	LA CROSSE
State	WI
Zip	54601-4950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MZA
Legal Description	HOSLEYS ADDITION LOTS 7 & 8 EX W 80FT BLOCK 5 & PRT NW-NW BEING A 17FT STRIP ADJ ON S LOT SZ: 70 X 127
Legal Range	07W
Legal Township	15N
Legal Section	04
Legal Subdivision	HOSLEYS ADDITION
Legal Block	5
Legal Lot Number	7-8
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	2
Census Block	2013
Census Tract	800

Owner

1815 Cass St is owned and occupied by two individuals who bought it in May 2022.

Source: La Crosse County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1815 CASS ST, LA CROSSE, WI 54601-4950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage WAUMANDEE STATE BANK
Oct 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage WAUMANDEE STATE BANK BLAIR
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUNDERSON CU
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage WAUMANDEE STATE BANK
Sep 11, 2019	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Jan 7, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE BANK FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Sep 11, 2019 · Amount on File
Deed Document Number	20221793596
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Recording Date	May 22, 2026
Property Address	1815 CASS ST, LA CROSSE, WI 54601-4950
Document Number	0001849425
Instrument Date	May 11, 2026
Instrument	20261849425
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CASS ST, LA CROSSE, WI 54601-4950

Mortgage

Document Number	0001849425,
Date	May 22, 2026
Instrument	20261849425

Lender

Name	WAUMANDEE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1815 CASS ST, LA CROSSE, WI 54601-4950
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001840384
Date	Oct 24, 2025
Instrument	1840384

Lender

Name	WAUMANDEE STATE BANK BLAIR
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1815 CASS ST, LA CROSSE, WI 54601-4950
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001718599
Date	Nov 5, 2018
Instrument	1718599

Lender

Name	GUNDERSON CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 10, 2028

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 13, 2022
Property Address	1815 CASS ST, LA CROSSE, WI 54601-4950
Document Number	0001793596
Instrument Date	May 13, 2022
Instrument	1793596
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CASS ST, LA CROSSE, WI 54601-4950

Mortgage

Document Number	0001793597
Date	May 13, 2022
Instrument	1793597

Lender

Name	WAUMANDEE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Sep 11, 2019
Property Address	1815 CASS ST, LA CROSSE, WI 54601-4950
Document Number	0001732365
Instrument Date	Sep 10, 2019
Instrument	1732365
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001732366
Date	Sep 11, 2019
Instrument	1732366

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jan 7, 2019
Property Address	1815 CASS ST, LA CROSSE, WI 54601-4950
Document Number	0001721024
Instrument Date	Jan 4, 2019
Instrument	1721024
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001721025
Date	Jan 7, 2019
Instrument	1721025

Lender

Name	STATE BANK FINANCIAL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1815 Cass St was $6,704.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00 Homeowner's exemption	$380,600 Land $74,400 Building $306,200	$396,700
2023	$6,635.00 Homeowner's exemption	$321,400 Land $57,000 Building $264,400	$321,400 Land $57,000 Building $264,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1815 Cass St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 Cass St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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