1815 Cardinal Ct, Flossmoor, IL 60422 Property Records

Cook County property record for 1815 Cardinal Ct, Flossmoor, IL 60422

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,630 sqft · built 1986
Lot Size	0.291 acres (12,690 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2017)
Tax Bill	$11,358 (2023)
Deeds & Mortgages	Feb 2024 Second Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-12-302-027`

Property Details

APN / Parcel Number

Primary APN	`31-12-302-027`
Alternative APN	`31-12-302-027-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,630 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Other
Lot Area	12,690 sqft (0.291 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1815 CARDINAL CT
City	FLOSSMOOR
State	IL
Zip	60422-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HEATHER) (HILL) INC (FOURTH) ADD TO HEATHER HILL SUB OF PT OF SW SEC 12-35-13
Legal Range	13E
Legal Township	35N
Legal Section	12
Legal Subdivision	HEATHER HILL INC FOURTH
Legal Lot Number	90
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	4
Census Block	4000
Census Tract	829800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1815 CARDINAL CT, FLOSSMOOR, IL 60422-2049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Apr 7, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 24, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Apr 21, 2017	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	201755030
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1815 CARDINAL CT, FLOSSMOOR, IL 60422-2049
Transaction Type	Mortgage
Record Updated	Mar 6, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CARDINAL CT, FLOSSMOOR, IL 60422-2049

Mortgage

Document Number	0005841076
Date	Feb 27, 2024
Instrument	2405841076

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	339 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1815 CARDINAL CT, FLOSSMOOR, IL 60422-2049
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009728267
Date	Apr 7, 2022
Instrument	2209728267

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	1815 CARDINAL CT, FLOSSMOOR, IL 60422-2049
Document Number	1834647032
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 CARDINAL CT FLOSSMOOR IL 604222049, FLOSSMOOR, IL 60422-2049

Mortgage

Document Number	1834647032
Date	Dec 12, 2018
Instrument	34647032

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 21, 2017
Property Address	1815 CARDINAL CT, FLOSSMOOR, IL 60422-2049
Document Number	1711155030
Instrument Date	Apr 17, 2017
Instrument	11155030
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18580 MEADOW LN HAZEL CREST IL 604292408, HAZEL CREST, IL 60429-2408

Mortgage

Document Number	1711155031
Date	Apr 21, 2017
Instrument	11155031

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Flossmoor Village
Elementary School District	Flossmoor School District 161 (PK - 08)
Secondary School District	Homewood-Flossmoor Community High School District 233 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,000 (+53.71%) Land $7,297 Building $22,703	$300,000 (+53.71%) Land $72,970 Building $227,030
2023	$11,358.00 (+31.19%)
2022	$8,658.00 Homeowner's exemption	$19,517 Land $6,345 Building $13,172	$195,170 Land $63,450 Building $131,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	34 (1979–2026)
Claims Outside the SFHA	9 of 34
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLOSSMOOR serves 9,371 people · EPA ID IL0310870
Water Source	Purchased surface water from HOMEWOOD
Last State Inspection	Oct 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cardinal Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures