1815 Bent Tree Ct, Auburn, IN 46706 Property Records

DeKalb County property record for 1815 Bent Tree Ct, Auburn, IN 46706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 2004
Lot Size	0.312 acres (13,591 sqft)
Owner	Trust Name on File
Last Sale	$237,500 (Oct 2020)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-21-400-026.000-025`

Property Details

APN / Parcel Number

Primary APN	`17-06-21-400-026.000-025`
Alternative APN	`180621400026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft
Basement Area	1,674 sqft
Finished Basement	1,255 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Lot Dimensions	160 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	894 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	180621400026
Street Address	1815 BENT TREE CT
City	AUBURN
State	IN
Zip	46706-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGEWATER SEC II LOT 158 ACRES .312 21 - 34 - 13
Legal Subdivision	BRIDGEWATER SECONDARY SEC
Legal Lot Number	158
Jurisdiction	DE KALB IN
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	20400

Owner

1815 Bent Tree Ct is owner-occupied and held in a trust since April 2024.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1815 BENT TREE CT, AUBURN, IN 46706-9478
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN MICHIGAN BANK & TRUST
Oct 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Mar 23, 2006 · Amount on File
Deed Document Number	20206499
Last Transfer Date	Apr 10, 2024
Transfer Doc	0202402705
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1815 BENT TREE CT, AUBURN, IN 46706-9478
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202506944
Date	Dec 29, 2025
Instrument	202506944

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Private Party
Address	51 W PEARL ST, COLDWATER, MI 49036

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2036

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Oct 14, 2020
Property Address	1815 BENT TREE CT, AUBURN, IN 46706-9478
Document Number	202006499
Map Reference	PL 9 PG 147
Instrument Date	Oct 6, 2020
Instrument	202006499
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 BENT TREE CT, AUBURN, IN 46706-9478

Mortgage

Document Number	202006500
Date	Oct 14, 2020
Instrument	202006500

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1815 Bent Tree Ct was $3,548, up 3.5% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Auburn City
County	DeKalb County
County Subdivision	Union Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00 (+3.47%)	$418,100 (+7.87%) Land $48,200 Building $369,900	$418,100 (+7.87%) Land $48,200 Building $369,900
2024	$3,429.00 (+6.56%)	$387,600 (+1.12%) Land $43,800 Building $343,800	$387,600 (+1.12%) Land $43,800 Building $343,800
2023	$3,218.00 (-7.05%)	$383,300 (+8.4%) Land $42,100 Building $341,200	$383,300 (+8.4%) Land $42,100 Building $341,200
2022	$3,462.00 Homeowner's exemption	$353,600 Land $37,700 Building $315,900	$353,600 Land $37,700 Building $315,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1815 Bent Tree Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1815 Bent Tree Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER DEPARTMENT serves 12,800 people · EPA ID IN5217001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20

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