Hamilton County property record for 1815 Bailey Ave, Chattanooga, TN 37404
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 7,500 sqft · built 1930 |
| Lot Size | 0.166 acres (7,249 sqft) |
| Owner | Company Name on Record |
| Last Sale | $467,300 (Aug 2019) |
| Tax Bill | $4,062 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146J T 026 |
| Primary APN | 146J T 026 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,500 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 7,249 sqft (0.166 acres) |
| Lot Dimensions | 135 ft deep x 53.7 ft wide |
| Total Buildings | 3 Buildings |
| Account Number | 0000075321 |
|---|---|
| Street Address | 1815 BAILEY AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-3006 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | R3 |
| Legal Description | LT 9 BLK 23 HIGHLAND PARK ADDN NO 1 PB1 PG23 0090 06 009& |
| Legal Subdivision | HIGHLAND PARK ADDN N |
| Legal Block | 23 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 1100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1100 BROOKHILL AVE, CHARLOTTESVILLE, VA 22902-8768 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Line of Credit VIRGINIA NATIONAL BANK |
| Aug 1, 2019 | Warranty Deed, Transfer · Conventional with PMI VIRGINIA NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2015 · Amount on Record |
| Deed Document Number | 2019080100203 |
| Deed Book / Page | 11716 / 603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1815 BAILEY AVE, CHATTANOOGA, TN 37404-3006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | RP TITLE AND ESCROW LLC, RUDY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000292 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 12428/970 |
| Instrument | 2021040500292 |
| Name | VIRGINIA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTESVILLE, VA 22902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 1, 2019 |
| Property Address | 1815 BAILEY AVE, CHATTANOOGA, TN 37404-3006 |
| Document Number | 0801000203 |
| Book / Page | 011716 / 000603 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 190801000203 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.01 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1601 LONG AVE NASHVILLE TN 372062135, NASHVILLE, TN 37206-2135 |
| Document Number | 801000204 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 011716/000605 |
| Instrument | 190801000204 |
| Name | VIRGINIA NAT'L BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTESVILLE, VA 22902 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,062.00 (-13.54%) | $268,000 (+27.62%) | $670,000 (+27.62%) Land $119,700 Building $550,300 |
| 2024 | $4,698.00 | $210,000 (-) | $525,000 (-) Land $181,400 Building $343,600 |
| 2023 | $4,698.00 | $210,000 (-) | $525,000 (-) Land $181,400 Building $343,600 |
| 2022 | $4,698.00 | $210,000 | $525,000 Land $181,400 Building $343,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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