1815 Ave D, Sterling, IL 61081 Property Records

Whiteside County property record for 1815 Ave D, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.272 acres (11,840 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Jun 2006)
Deeds & Mortgages	Oct 2019 Loan Modification Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1116377006`

Property Details

APN / Parcel Number

Primary APN	`1116377006`
Alternative APN	`99382`

Exterior

Lot Area	11,840 sqft (0.272 acres)
Lot Dimensions	148 ft deep x 80 ft wide

Location & Zoning

Account Number	99382
Street Address	1815 AVENUE D
City	STERLING
State	IL
Zip	61081-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEO J WAHL SUB LOT 2 & S 25' LOT 1 BLK 2 556300X
Legal Subdivision	LEO J WAHL SUBDIVISION
Legal Block	2
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1006
Census Tract	900

Owner

1815 Ave D is owned and occupied by an individual who bought it in June 2006.

Source: Whiteside County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1815 AVENUE D, STERLING, IL 61081-1119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Loan Modification, Mortgage FREEDOM MTG
Sep 23, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2006 · Amount on File
Deed Sale	Jun 30, 2006 · Amount on File
Prior Sale	Apr 25, 2005 · Amount on File
Deed Document Number	20065585-2006
Record Updated	Sep 20, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITESIDE IL
Property Address	1815 AVENUE D, STERLING, IL 61081-1119
Document Number	0000006310
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 AVENUE D STERLING IL 610811119, STERLING, IL 61081-1119

Mortgage

Document Number	0000006310
Date	Nov 12, 2019
Instrument	6310

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1815 AVENUE D, STERLING, IL 61081-1119
Document Number	0000005750
Instrument Date	Sep 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 AVENUE D STERLING IL 610811119, STERLING, IL 61081-1119

Mortgage

Document Number	0000005750
Date	Sep 29, 2017
Instrument	5750

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$44,126 Land $7,209 Building $36,917
2024		$132,378 Land $21,627 Building $110,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1815 Ave D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1815 Ave D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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