Polk County property record for 1815 5th St SE, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1962 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,802 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-33-649300-000040 |
| Primary APN | 26-28-33-649300-000040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,498 sqft (0.241 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 916 sqft |
| Street Address | 1815 5TH ST SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SOUTHEAST TERRACE PB 44 PG 44 LOT 4 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 33 |
| Legal Subdivision | SOUTHEAST TERR |
| Legal Tract | 649300 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14005 |
1815 5th St SE is owned by two individuals who acquired it in November 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 800 PIEDMONT DR SE, WINTER HAVEN, FL 33880-4547 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU |
| Nov 12, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 8, 2019 |
| Transfer Doc | 0000239851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1815 5TH ST SE, WINTER HAVEN, FL 33880-4438 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 800 PIEDMONT DR SE, WINTER HAVEN, FL 33880-4547 |
| Document Number | 0000317249 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 12013/2281 |
| Instrument | 2021317249 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 12, 2019 |
| Property Address | 1815 5TH ST SE, WINTER HAVEN, FL 33880-4438 |
| Document Number | 0110380442 |
| Book / Page | 011038 / 000442 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 239851 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 800 PIEDMONT DR SE WINTER HAVEN FL 338804547, WINTER HAVEN, FL 33880-4547 |
The 2025 property tax bill for 1815 5th St SE was $3,802, down 8.8% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,100 (+6.14%) Land $50,000 Building $235,100 | $285,100 (-9.34%) Land $50,000 Building $235,100 | |
| 2025 | $3,802.00 (-8.85%) | $268,619 | $314,472 Land $50,000 Building $264,472 |
| 2024 | $4,171.00 (+10.11%) | ||
| 2023 | $3,788.00 (+11.12%) | $281,140 (+17.94%) Land $48,000 Building $233,140 | $281,140 (+17.94%) Land $48,000 Building $233,140 |
| 2022 | $3,409.00 | $238,378 Land $40,000 Building $198,378 | $238,378 Land $40,000 Building $198,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1815 5th St SE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 5th St SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures