1815 31st Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1815 31st Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1955
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Jun 2024)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-03-00015-0020-00016.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-03-00015-0020-00016.0`
Alternative APN	`68214`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Utility Area	60 sqft
Utility Room	Utility Room
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1965
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	129 ft deep x 74 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	198 sqft
Driveway	Driveway
Driveway Area	210 sqft

Exterior Amenities

Pool Area	360 sqft
Porch	Open Porch
Porch Area	92 sqft
Deck Area	644 sqft
Patio Area	540 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	68214
Street Address	1815 31ST AVE
City	VERO BEACH
State	FL
Zip	32960-3076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BELMONT PARK SUB BLK 2 LOT 16 PBI 3-92
Legal Range	39
Legal Township	33
Legal Section	03
Legal Subdivision	BELMONT PARK
Legal Block	2
Legal Lot Number	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3002
Census Tract	50101

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1815 31ST AVE, VERO BEACH, FL 32960-3076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Dec 19, 2019	Loan Modification, Mortgage · FHA Mortgage FBC MTG
Apr 21, 2017	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	3120240030547
Deed Book / Page	3706 / 1494
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1815 31ST AVE, VERO BEACH, FL 32960-3076
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030840398
Date	Jan 8, 2018
Book Page	3084/0398
Instrument	3120180001201

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	INDIAN RIVER FL
Property Address	1815 31ST AVE, VERO BEACH, FL 32960-3076
Document Number	0032790553
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1815 31ST AVE DALLAS TX 75251, DALLAS, TX 75251

Mortgage

Document Number	0032790553
Date	Feb 24, 2020
Book Page	003279/000553
Instrument	11015

Lender

Name	FBC MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 21, 2017
Property Address	1815 31ST AVE, VERO BEACH, FL 32960-3076
Document Number	0030171437
Book / Page	3017 / 1437
Map Reference	MB3 PG92
Instrument Date	Apr 13, 2017
Instrument	3120170021767
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	TREASURE COAST TITLE & SETTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$979.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3486 1ST ST SW, 3486, VERO BEACH, FL 32968-2516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 31ST AVE, VERO BEACH, FL 32960-3076

Mortgage

Document Number	30171439
Date	Apr 21, 2017
Instrument	3017/1439

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00 (+205.57%)	$211,954 (+100.86%) Land $56,618 Building $155,336	$211,954 (+12.24%) Land $56,618 Building $155,336
2023	$1,185.00 (+4.13%)	$105,521 (+3%)	$188,840 (+17.63%) Land $39,318 Building $149,522
2022	$1,138.00	$102,447	$160,537 Land $37,745 Building $122,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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