1815 20th St S, La Crosse, WI 54601 Property Records

La Crosse County property record for 1815 20th St S, La Crosse, WI 54601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1947
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2019)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017-050293-100`

Property Details

APN / Parcel Number

Primary APN	`017-050293-100`
Alternative APNs	`17 50293 100` `39065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,693 sqft Living Area
Basement Area	554 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 41 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	262 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	39065
Old Parcel Number	17 50293 100
Street Address	1815 20TH ST S
City	LA CROSSE
State	WI
Zip	54601-6549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT NE-SW-NW COM SE COR HYDE AVE & 20TH ST S ALG E LN 20TH ST 167.25FT TO POB N ALG E LN 20TH ST 40FT E P/W HYDE AVE 125FT S
Legal Range	07
Legal Township	15
Legal Section	09
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SECTION 9 T15N R7W
Jurisdiction	LA CROSSE WI
Township / Civil Division	LA CROSSE
Census Block Group	2
Census Block	2017
Census Tract	1101

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1815 20TH ST S, LA CROSSE, WI 54601-6549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY RESOURCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	1726536
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1815 20TH ST S, LA CROSSE, WI 54601-6549
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001797041
Date	Jul 22, 2022
Instrument	1797041

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2032

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	1815 20TH ST S, LA CROSSE, WI 54601-6549
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1782151
Date	Oct 7, 2021
Instrument	1782151

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 29, 2019
Property Address	1815 20TH ST S, LA CROSSE, WI 54601-6549
Document Number	0001726536
Instrument Date	May 29, 2019
Instrument	1726536
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001726537
Date	May 29, 2019
Instrument	1726537

Lender

Name	ALTRA FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 29, 2018
Property Address	1815 20TH ST S, LA CROSSE, WI 54601-6549
Document Number	0001712504
Instrument Date	Jun 27, 2018
Instrument	1712504
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1712505
Date	Jun 29, 2018
Instrument	1712505

Lender

Name	COMMUNITY RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	La Crosse City
Unified School District	La Crosse School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00 (+18.07%) Homeowner's exemption	$230,600 (+42.17%) Land $36,000 Building $194,600	$240,300 (+48.15%)
2023	$3,348.00 Homeowner's exemption	$162,200 Land $25,900 Building $136,300	$162,200 Land $25,900 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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