Indian River County property record for 1815 20th Ave, Vero Beach, FL 32960
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4 bd · 4 ba · 3,216 sqft · built 1978 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Company Name on File |
| Last Sale | $725,000 (Jan 2026) |
| Tax Bill | $8,610 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-02-00016-0080-00005.0 |
| Primary APN | 33-39-02-00016-0080-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,216 sqft Total Area |
| 1st Floor Area | 3,216 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Two-Family |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 159 ft deep x 100 ft wide |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 67567 |
|---|---|
| Street Address | 1815 20TH AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32960-0625 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RM-10/12 |
| Legal Description | OSCEOLA PARK HOMESITES SUB BLK 8 LOT 5 PBS 3-58 & 59 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 02 |
| Legal Subdivision | OSCEOLA PARK HOME SITES |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50101 |
1815 20th Ave, a residential property, is owned by a company that bought it in January 2026.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1165 22ND ST, VERO BEACH, FL 32960-6035 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2026 | Warranty Deed, Transfer · Balloon Mortgage BELLEFRAU GROUP LLC |
| Jan 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIORITY FINANCIAL NETWORK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on File |
| Deed Sale | Jan 8, 2026 · Amount on File |
| Prior Sale | Jan 25, 2022 · Amount on File |
| Deed Document Number | 3120260000779 |
| Deed Book / Page | 3829 / 2357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 8, 2026 |
| Property Address | 1815 20TH AVE, VERO BEACH, FL 32960-0625 |
| Document Number | 0038292357 |
| Book / Page | 3829 / 2357 |
| Map Reference | MB 3 PG 58 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 3120260000779 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | FIRST AMER TITLE INS COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1985 ANGLERS CV, VERO BEACH, FL 32963-2702 |
| Name | Verified Name |
|---|---|
| Address | 1165 22ND ST, VERO BEACH, FL 32960-6035 |
| Document Number | 0038292361 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 3829/2361 |
| Instrument | 3120260000781 |
| Name | BELLEFRAU GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST PALM BEACH, FL 33401 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 21 Months |
| Due | Oct 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 25, 2022 |
| Property Address | 1815 20TH AVE, VERO BEACH, FL 32960-0625 |
| Document Number | 0035051009 |
| Book / Page | 3505 / 1009 |
| Map Reference | MB 3 PG 58&59 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 3120220004905 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | NOT AVAILABLE, DOMINION TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 780 US HIGHWAY 1300, 780, VERO BEACH, FL 32962 |
| Name | Verified Name |
|---|---|
| Address | 1985 ANGLERS CV, VERO BEACH, FL 32963-2702 |
| Document Number | 0035051011 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 3505/1011 |
| Name | PRIORITY FINANCIAL NETWORK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 9.87% |
The 2025 property tax bill for 1815 20th Ave was $8,610.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,610.00 | $499,595 Land $155,853 Building $343,742 | $499,595 Land $155,853 Building $343,742 |
| 2023 | $7,868.00 (+78.45%) | $475,497 (+37.29%) Land $135,524 Building $339,973 | $475,497 (+37.29%) Land $135,524 Building $339,973 |
| 2022 | $4,409.00 | $346,338 Land $101,643 Building $244,695 | $346,338 Land $101,643 Building $244,695 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1815 20th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1815 20th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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