1815 12th St, Central City, NE 68826 Property Records

Merrick County property record for 1815 12th St, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1930
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Tax Bill	$873 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0002497.00`

Property Details

APN / Parcel Number

Primary APN	`0002497.00`
Alternative APN	`3007-04-0-10230-015-2497`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	264 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1815 12TH ST
City	CENTRAL CITY
State	NE
Zip	68826-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	JONES ADD LOT 3 BLK 15 45-4CC (8184 SQ FT)
Legal Range	06
Legal Township	13
Legal Section	04
Legal Subdivision	JONES ADD
Legal Block	15
Legal Lot Number	3
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2038
Census Tract	966800

Owner

Source: Merrick County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1815 12TH ST, CENTRAL CITY, NE 68826-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 8, 2024
Transfer Doc	0202400289
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERRICK NE
Recording Date	Mar 13, 2024
Property Address	1815 12TH ST, CENTRAL CITY, NE 68826-1012
Document Number	0202400289
Instrument Date	Mar 8, 2024
Instrument	2024-00289
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1815 12TH ST, CENTRAL CITY, NE 68826-1012

Mortgage

Document Number	0202400290
Date	Mar 13, 2024
Instrument	2024-00290

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,535 (+5.47%) Land $39,205 Building $42,330	$81,535 (+5.47%) Land $39,205 Building $42,330
2025	$873.00 (+27.45%)	$77,310 (+63.07%) Land $39,205 Building $38,105	$77,310 (+63.07%) Land $39,205 Building $38,105
2023	$685.00	$47,410 Land $19,165 Building $28,245	$47,410 Land $19,165 Building $28,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1982–2008)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,000 people · EPA ID NE3112102
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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