18149 Co Rd X43, Letts, IA 52754 Property Records

Louisa County property record for 18149 Co Rd X43, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2010
Lot Size	5.98 acres (260,488 sqft)
Owner	Individual Name on File
Last Sale	$286,500 (Apr 2026)
Tax Bill	$3,032 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-481-002`

Property Details

APN / Parcel Number

Primary APN	`04-06-481-002`

Interior

Full Baths	2 Baths
Building Area	1,344 sqft Living Area
Interior Walls	Unfinished

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	260,488 sqft (5.98 acres)
Garage Type	Mixed
Garage Area	3,064 sqft
Parking Spaces	12 Parking Spaces
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	18149 COUNTY ROAD X43
City	LETTS
State	IA
Zip	52754-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-75-3 HAFNER S.D. LOT 2 VIN# (SURVEY BK13 PG136)
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Subdivision	HAFNER SD
Legal Lot Number	2
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4018
Census Tract	450100

Owner

18149 Co Rd X43 is owned and occupied by an individual who bought it in April 2026.

Source: Louisa County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTH OTTUMWA SAVINGS BANK
Aug 6, 2018	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF MUSCATINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Deed Document Number	2026523
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Apr 15, 2026
Property Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305
Document Number	0000000523
Instrument Date	Apr 10, 2026
Instrument	2026.523
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,217.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305

Mortgage

Document Number	0000000524,
Date	Apr 15, 2026
Instrument	2026..524

Lender

Name	SOUTH OTTUMWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Recording Date	Apr 15, 2026
Property Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305
Document Number	0000000524
Instrument Date	Apr 10, 2026
Instrument	2026524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305

Mortgage

Document Number	0000000524,
Date	Apr 15, 2026
Instrument	2026524

Lender

Name	SOUTH OTTUMWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Apr 15, 2026
Property Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305
Document Number	0020260523
Instrument Date	Apr 10, 2026
Instrument	2026523
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305

Mortgage

Document Number	0000000523,
Date	Apr 15, 2026
Instrument	2026523

Lender

Name	SOUTH OTTUMWA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Aug 6, 2018
Property Address	18149 COUNTY ROAD X43, LETTS, IA 52754-9305
Document Number	0020181080
Instrument Date	Aug 1, 2018
Instrument	2018-1080
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17774 160TH ST, COLUMBUS JUNCTION, IA 52738-9226
Investor	Possibly a Property Investor

Mortgage

Document Number	0020181288
Date	Aug 6, 2018
Instrument	2018-1288

Lender

Name	FIRST NATIONAL BANK OF MUSCATINE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Aug 10, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 18149 Co Rd X43 was $3,032 with a homeowner's exemption, down 1.2% from the year before.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,032.00 (-1.24%)	$237,980 (-) Land $43,880 Building $194,100	$237,980 (-) Land $43,880 Building $194,100
2025	$3,070.00 Homeowner's exemption	$237,980 Land $43,880 Building $194,100	$237,980 Land $43,880 Building $194,100
2024	$3,070.00
2023		$224,540 Land $43,880 Building $180,660	$224,540 Land $43,880 Building $180,660
2022	$2,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18149 Co Rd X43 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18149 Co Rd X43 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL · Fiber, Fixed Wireless in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6
Louisa Communications Fixed Wireless	25 / 3

May also be available: T-Mobile.

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