18147 Derbes Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 18147 Derbes Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,100 sqft · built 2003
Owner	Individual Name on File
Last Sale	$217,000 (Jul 2009)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
APN	`107-012-7450`

Property Details

APN / Parcel Number

Primary APN	`107-012-7450`
Alternative APN	`25757`

Interior

Building Area	2,100 sqft Living Area

Exterior

Year Built	Built 2003
Garage Area	1,942 sqft
Parking Spaces	7 Parking Spaces

Location & Zoning

Old Parcel Number	107-012-7450
Street Address	18147 DERBES DR
City	COVINGTON
State	LA
Zip	70433-0340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 114 115 LAZY RIVER ESTATES SEC A CB 880 666 670 INST NO 1168680 INST NO 1734866
Legal Subdivision	LAZY RIVER ESTATES
Legal Lot Number	114 115
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	40607

Owner

18147 Derbes Dr is owned and occupied by an individual who bought it in July 2009.

Source: St. Tammany Parish records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18147 DERBES DR, COVINGTON, LA 70433-0340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2009 · Amount on File
Deed Sale	Jul 29, 2009 · Amount on File
Deed Document Number	1734866
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	18147 DERBES DR, COVINGTON, LA 70433-0340
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002215312
Date	Jul 16, 2020
Instrument	2215312

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 18147 Derbes Dr was $1,618 with a homeowner's exemption, down 3.7% from the year before.

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,618.00 (-3.75%) Homeowner's exemption	$21,921 (-) Land $3,000 Building $18,921	$219,209 (-) Land $30,000 Building $189,209
2024	$1,681.00 (-12.58%) Homeowner's exemption	$21,921 (-4.33%) Land $3,000 Building $18,921	$219,209 (-4.33%) Land $30,000 Building $189,209
2023	$1,923.00 Homeowner's exemption	$22,913 (-) Land $3,000 Building $19,913	$229,130 (-) Land $30,000 Building $199,130
2022	$1,923.00 Homeowner's exemption	$22,913 Land $3,000 Building $19,913	$229,130 Land $30,000 Building $199,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 18147 Derbes Dr; there have been 112 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 258 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Ida, Sep 2021 · 48 claims Hurricane Isaac, Aug 2012 · 36 claims Hurricane Katrina, Aug 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18147 Derbes Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 53% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST TAMMANY WATER DISTRICT 3 serves 2,920 people · EPA ID LA1103056
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2014
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20