18145 Serene Lake Loop, Lutz, FL 33548 Property Records

Hillsborough County property record for 18145 Serene Lake Loop, Lutz, FL 33548 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,334 sqft · built 2025
Lot Size	0.148 acres (6,482 sqft)
Owner	Individual Name on File
Last Sale	$735,100 (Aug 2025)
Tax Bill	$707 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0133660364`

Property Details

APN / Parcel Number

Primary APN	`0133660364`
Alternative APN	`U152718D46000000001770`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,334 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,482 sqft (0.148 acres)
Lot Dimensions	115 ft deep x 45 ft wide
Porch	Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0133660364
Street Address	18145 SERENE LAKE LOOP
City	LUTZ
State	FL
Zip	33548-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE PEARL LOT 177
Legal Lot Number	177
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1000
Census Tract	11109

Owner

Source: Hillsborough County records · APN 0133660364

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	18145 SERENE LAKE LOOP, LUTZ, FL 33548-7502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2025 · Amount on Record
Deed Sale	Aug 05, 2025 · Amount on Record
Deed Document Number	2025337164
Record Updated	Jun 08, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 05, 2025
Property Address	18145 SERENE LAKE LOOP, LUTZ, FL 33548-7502
Document Number	0000337164
Map Reference	MB 146 PG 147
Instrument Date	Aug 04, 2025
Instrument	2025337164
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18145 SERENE LAKE LOOP, LUTZ, FL 33548-7502

Mortgage

Document Number	0000337165
Date	Aug 05, 2025
Instrument	2025337165

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$707.00	$100,872 Land $100,872	$100,872 Land $100,872

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570111091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 118 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	118 in force 104 of 118 on primary residences
Nearby Flood Claims	19 (1996–2024)
Claims Outside the SFHA	7 of 19
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Flood Events	Hurricane Milton (Oct 2024), 6 claims Hurricane Irma (Sep 2017), 3 claims Severe Storms, High Winds, Tornadoes, And Flooding (Feb 1998), 5 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.