18140 Shearer Rd, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18140 Shearer Rd, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,352 sqft · built 2014
Lot Size	0.799 acres (34,841 sqft)
Owner	Individual Name on File
Last Sale	$832,500 (Nov 2018)
Tax Bill	$10,805 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-482-15`

Property Details

APN / Parcel Number

Primary APN	`007-482-15`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,352 sqft Heated Area
Gross Area	4,566 sqft
1st Floor Area	3,279 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	34,841 sqft (0.799 acres)
Garage Area	722 sqft
Pool Area	312 sqft
Porch	Porch
Porch Area	565 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-482-15
Street Address	18140 SHEARER RD
City	DAVIDSON
State	NC
Zip	28036-7884
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L29 M54-271/272
Legal Subdivision	RIVER RUN MAP 1 PH V
Legal Lot Number	29
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3042
Census Tract	6404

Owner

18140 Shearer Rd is owned and occupied by an individual who bought it in November 2018.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18140 SHEARER RD, DAVIDSON, NC 28036-7884
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Nov 30, 2018	Warranty Deed, Transfer · ARM SOUTH ATLANTIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Oct 21, 2013 · Amount on File
Deed Document Number	0033144706
Deed Book / Page	33144 / 706
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18140 SHEARER RD, DAVIDSON, NC 28036-7884
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039911
Date	Mar 14, 2022
Book Page	37152/48
Instrument	2022039911

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 30, 2018
Property Address	18140 SHEARER RD, DAVIDSON, NC 28036-7884
Document Number	0000149081
Book / Page	33144 / 706
Map Reference	MB54 PG271-272
Instrument Date	Nov 30, 2018
Instrument	2018149081
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14311 REESE BLVD W # WA2, 14311, HUNTERSVILLE, NC 28078-7954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18140 SHEARER RD, DAVIDSON, NC 28036-7884

Mortgage

Document Number	0000149082
Date	Nov 30, 2018
Book Page	33144/709
Instrument	2018149082

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Margin	3
Max Rate	9.99%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 18140 Shearer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18140 Shearer Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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