1814 Pat Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 1814 Pat Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,776 sqft · built 1974
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$66,500 (Apr 2023)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Aug 2021 Mortgage
APN	`06-1.0-01-001-000-027.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-001-000-027.000`

Interior

Building Area	1,776 sqft Base Area
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	120 ft deep x 90 ft wide

Location & Zoning

Street Address	1814 PAT DR
City	SAINT JOSEPH
State	MO
Zip	64506-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MYRNA MANOR NORTH PLAT 3 LOT:132 BLK:LGL DESC:
Legal Subdivision	MYRNA MANOR NORTH PLAT 3
Legal Lot Number	132
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3001
Census Tract	702

Owner

1814 Pat Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1814 PAT DR, SAINT JOSEPH, MO 64506-3213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Deed Document Number	20232567
Deed Book / Page	3786 / 66
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	0003786/66
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Apr 12, 2023
Property Address	1814 PAT DR, SAINT JOSEPH, MO 64506-3213
Document Number	0003786/66
Book / Page	3786 / 66
Instrument Date	Apr 7, 2023
Instrument	2023002567
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1814 PAT DR, SAINT JOSEPH, MO 64506-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1814 PAT DR, SAINT JOSEPH, MO 64506-3213

Mortgage

Document Number	2023002568
Date	Apr 12, 2023
Instrument	2023002568

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 12, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1814 PAT DR, SAINT JOSEPH, MO 64506-3213
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 PAT DR, SAINT JOSEPH, MO 64506-3213

Mortgage

Document Number	3766/443
Date	Aug 25, 2021
Book Page	3766/443
Instrument	2021009126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1814 Pat Dr was $1,690.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00	$23,990 Land $4,870 Building $19,120	$126,280 Land $25,630 Building $100,650
2024	$1,690.00 (+22.38%)
2023	$1,381.00 (-0.65%)	$21,290 (-) Land $4,870 Building $16,420	$112,030 Land $25,630 Building $86,400
2022	$1,390.00	$21,290 Land $4,870 Building $16,420
2021			$112,030 Land $25,630 Building $86,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1814 Pat Dr; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1814 Pat Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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