1814 Oak Dr, McHenry, IL 60050 Property Records

McHenry County property record for 1814 Oak Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,248 sqft · built 1978
Lot Size	0.466 acres (20,315 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2023)
Tax Bill	$7,750 (2024)
Deeds & Mortgages	Oct 2025 Transfer Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-27-226-022`

Property Details

APN / Parcel Number

Primary APN	`09-27-226-022`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	461 sqft
Finished Basement	461 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,315 sqft
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	240 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1814 OAK DR
City	MCHENRY
State	IL
Zip	60050-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0018166 LTS 21 & 22 BLK 11 LAKELAND PARK UNIT 4 MEMO: STRAVROPOULOS, NIKOLAOS A/ NGUYEN, CHI
Legal Subdivision	LAKELAND PARK UN 4
Legal Block	11
Legal Lot Number	21-22 22
Legal Unit	4
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1080
Census Tract	870603

Owner

Source: McHenry County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1814 OAK DR, MCHENRY, IL 60050-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer
Jul 27, 2023	Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
May 9, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	0000018166
Last Transfer Date	Oct 31, 2025
Transfer Doc	0000030434
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 31, 2025
Property Address	1814 OAK DR, MCHENRY, IL 60050-3835
Document Number	0000030434
Map Reference	DOC 276054 MB11PG102
Instrument Date	Oct 31, 2025
Instrument	2025R0030434
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 OAK DR, MCHENRY, IL 60050-3835

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 27, 2023
Property Address	1814 OAK DR, MCHENRY, IL 60050-3835
Document Number	0000018166
Map Reference	DOC 276054 MB11PG102
Instrument Date	Jul 24, 2023
Instrument	2023R0018166
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1814 OAK DR, MCHENRY, IL 60050-3835

Mortgage

Document Number	0000018167
Date	Jul 27, 2023
Instrument	2023R0018167

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1814 OAK DR, MCHENRY, IL 60050-3835
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 OAK DR, MCHENRY, IL 60050-3835

Mortgage

Document Number	0000010602
Date	May 9, 2023
Instrument	2023R0010602

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 6, 2018
Property Address	1814 OAK DR, MCHENRY, IL 60050-3835
Document Number	0000022546
Instrument Date	Jun 22, 2018
Instrument	22546
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1814 OAK DR MCHENRY IL 600503835, MCHENRY, IL 60050-3835

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,750.00	$91,624 (+20.32%) Land $23,444 Building $68,180	$274,872 (+20.32%) Land $70,332 Building $204,540
2022	Disabled Person's exemption	$76,153 Land $19,485 Building $56,668	$228,459 Land $58,455 Building $170,004

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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